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10810 Sabre Hill Dr. #175

Ctop 80%

Rancho Bernardo, CA 92128Neighborhood: Sabre Springs

$635,000

STR: check · no permits in this complex · TOT 12.75%

2 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 6, 2026.

No unit in this 24-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$2,996/mo full cashflow at 20% down, 7.43% rate.

Works at $244,980 (61% under asking), or at 88% down.

Rent $2,930/mo from 9 leases of 2-bed condos & townhomes within 0.5 mi, same school area ($2,859–$2,976).

Beds

Baths

Sqft

1,021

Year Built

1997

Days on Market

Property Type

Condo

HOA/mo

$375

MLS ID

260023050SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

Virtual Tour

About This Property

SELLER IS OFFERING A BUYER FINANCE CREDTI! DON'T MISS OUT ON THIS INCREDIBLE OPPORTUNITY! Welcome to 10810 Sabre Hill Drive, Unit 175, a beautifully refreshed, truly turn-key retreat. This home offers total peace of mind with a brand-new HVAC system, new stainless steel appliances, and modern fixtures throughout. From the moment you step inside, the open-concept layout feels bright and airy, anchored by a sleek kitchen featuring crisp white cabinetry and elegant quartz countertops. The primary suite serves as a private sanctuary, while your private patio offers a serene spot for morning coffee. Beyond the home, enjoy resort-style community amenities including a sparkling pool and fitness center. Lifestyle simplified: your HOA dues even cover water, trash, and sewer, providing even more monthly savings. All that's left to do is unpack and enjoy this move-in-ready gem.

Mortgage Calculator

Est. Monthly Payment

$4,723

Principal & Interest$3,528

Property Tax$635

Insurance$185

HOA$375

Down Payment

%($127,000)

Interest Rate

Loan Term

Location

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Zoned Schools

Elementary
Morning Creek Elementary · grades K-5 · Poway Unified
Middle
Meadowbrook Middle · grades 6-8 · Poway Unified
High
Mt. Carmel High · grades 9-12 · Poway Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Comparable Properties

5 comps found

This Property

$2,930

Comp Average

$3,073

14960 Avenida Venusto

2bd / 2ba · 1,036 sqft · Condo

$575K

Est. $3,137/mo

12250 Corte Sabio

2bd / 2ba · 1,032 sqft · Condo

$500K

Est. $2,943/mo

18698 Caminito Cantilena 206

2bd / 2ba · 1,056 sqft · Condo

$519K

Est. $3,100/mo

14966 Avenida Venusto

2bd / 2ba · 1,036 sqft · Condo

$600K

Est. $2,985/mo

17808 Corte Huasco Street

2bd / 2ba · 1,040 sqft · Condo

$679K

Est. $3,202/mo

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

33C

Est. Monthly Rent

$2,930

9 leases of 2-bed condos & townhomes within 0.5 mi, same school area · $2,859–$2,976

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$1,793

Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,996

What would make this work?

$2,996/mo short at 20% down; 88% down or +$3,891/mo rent closes it.

Break-even price: $244,980
Break-even rent: $6,821/mo
Cashflow at 35% down: −$2,334/mo
Down payment to break even: 88%
Rate to break even: Not reachable

Mortgage (P+I)

$3,528

Cap Rate

1.28%

Cash-on-Cash

-28.31%

DSCR

Need ≥ 1.25 for DSCR loan

0.62

NOI (Annual)

$8,141

Price-to-Rent

Lower = better for investors

18.1

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator

CCashflow−$2,996/mo