1081 Hayes Avenue

San Diego, CA 92103

$1,149,000

NEW — 1d on market

Beds

Baths

Sqft

980

Year Built

1930

Days on Market

Property Type

Single Family

HOA/mo

N/A

MLS ID

260005805SD

View on MLS

Description

Secluded and charming Craftsman bungalow in desirable University Heights neighborhood. Deep Lot with Alley access offers multiple possibilities including ADU Development, Pool, or Expansion of the main home. Classic features: Hardwood Floors, Coved Ceilings, Built-in dining room Hutch, and a Woodburning Fireplace. Bonus Room off the kitchen adds flexible living space. Rare opportunity with character and upside!

Mortgage Calculator

Est. Monthly Payment

$7,294

Principal & Interest$5,810

Property Tax$1,149

Insurance$335

Down Payment

%($229,800)

Interest Rate

Loan Term

Comparable Properties

5 comps found

This Property

$4,842

Comp Average

$3,513

909 Sutter St

2bd / 2ba · 1,310 sqft · Condo

$700K

Est. $4,246/mo

140 Walnut Ave

2bd / 2ba · 1,147 sqft · Condo

$747K

Est. $3,731/mo

3145 Union Street

2bd / 2ba · 894 sqft · Condo

$700K

Est. $3,248/mo

3645 7th Ave

2bd / 2ba · 1,100 sqft · Condo

$710K

Est. $3,340/mo

4082 Albatross St

2bd / 2ba · 968 sqft · Condo

$719K

Est. $3,001/mo

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

Est. Monthly Rent

$4,842

Monthly Cashflow

Rent − PITI − HOA

$-2,452

Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,523

Mortgage (P+I)

$5,810

Cap Rate

1.34%

Cash-on-Cash

-12.80%

DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.66

Break-even Rent

$7,294

NOI (Annual)

$15,442

Price-to-Rent

Lower = better for investors

19.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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