140 Walnut Ave San Diego

140 Walnut Ave San Diego

D

, CA 92103

$747,000

Beds

2

Baths

2

Sqft

1,147

Year Built

1972

Days on Market

43

Property Type

Condo

HOA/mo

$477

MLS ID

260001427SD

Description

Renovated End-Unit Condo in Prime Bankers Hill / Hillcrest Location! Just steps from Balboa Park, the San Diego Zoo, Seven Bridges Trail, restaurants, cafés, and shops, this beautifully upgraded condo offers the perfect blend of design, comfort, and walkable city living. Renovated by the owners for their own enjoyment, this home showcases thoughtful craftsmanship and quality finishes throughout. Custom built-ins provide style and smart storage, including a wall unit and window seat with hidden storage. Wainscoting, solid wood Craftsman-style doors, and custom door frames add architectural character, while quartz countertops, recessed lighting with dimmers, and smart switches bring modern convenience. The large primary bedroom features a custom shiplap accent wall with integrated sconces and USB charging outlets. The spa-inspired bathroom offers an updated walk-in tile shower. Soundproofed ceilings, quiet ceiling fans, and air conditioning ensure year-round comfort. This desirable end unit enjoys windows on three sides, filling the home with natural light. Additional highlights: • In-unit washer and dryer • Pet friendly community • Low HOA (includes water) • Heated swimming pool • Secured elevator, lobby & underground parking • Renovated by the owners for their own enjoyment • While the unit does not have a private balcony, residents enjoy furnished shared balconies on every level — including a fourth-floor balcony with beautiful views — plus easy access to the heated pool and poolside lounge areas for outdoor relaxation. This is low-maintenance urban living at its finest.

Mortgage Calculator

Est. Monthly Payment

$5,219

Principal & Interest$3,777
Property Tax$747
Insurance$218
HOA$477
%($149,400)
%

Investment Score

8D
Est. Monthly Rent

Market Rent Estimate

$3,731
Monthly Cashflow

Rent − PITI − HOA

$-1,488
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,969

Mortgage (P+I)
$3,777
Cap Rate
1.30%
Cash-on-Cash
-11.95%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.99
Break-even Rent
$5,219

NOI (Annual)
$9,700
Price-to-Rent

Lower = better for investors

16.7

* Defaults: 20% down, 6.5% rate, 30yr.

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