909 Sutter St

909 Sutter St

D

San Diego, CA 92103

$699,500
NEW — 2d on market

Beds

2

Baths

2

Sqft

1,310

Year Built

1988

Days on Market

2

Property Type

Condo

HOA/mo

$778

MLS ID

260005729SD

View on MLS

Description

Tucked within one of San Diego’s most desirable neighborhoods, this Mission Hills residence offers refined living with a rare blend of privacy, walkability, and timeless comfort. It features a spacious west-facing balcony with access from both the living room and primary bedroom, perfect for enjoying sunsets and indoor-outdoor living. The 2 bed, 2 bath home offers a formal entry, cozy fireplace, and split-bedroom floor plan for added privacy. Nestled in a neighborhood surrounded primarily by single-family homes, providing a quiet residential feel. Underground parking and dedicated onsite storage are included. Ideally positioned within walking distance to the boutiques, cafes, and acclaimed dining of Mission Hills, Little Italy, and Hillcrest, this residence delivers the best of San Diego’s lifestyle—sophisticated, connected, and effortlessly livable.

Mortgage Calculator

Est. Monthly Payment

$5,219

Principal & Interest$3,537
Property Tax$700
Insurance$204
HOA$778
%($139,900)
%

Investment Score

12D
Est. Monthly Rent
$4,246
Monthly Cashflow

Rent − PITI − HOA

$-973
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,532

Mortgage (P+I)
$3,537
Cap Rate
1.72%
Cash-on-Cash
-8.34%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.81
Break-even Rent
$5,219

NOI (Annual)
$12,060
Price-to-Rent

Lower = better for investors

13.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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