3145 Union Street San Diego

3145 Union Street San Diego

D

, CA 92103

$719,900

Beds

2

Baths

2

Sqft

894

Year Built

1977

Days on Market

22

Property Type

Condo

HOA/mo

$536

MLS ID

260003110SD

Description

This stylish 2-bedroom, 2-bath condominium is located in the highly sought-after Mission Hills community and offers spectacular panoramic views of the bay, ocean, and city from a desirable corner unit. The open concept layout features a large kitchen with slab countertops, stainless steel appliances, wood floors, crown molding, custom baseboards, plush carpeting, recessed lighting, a cozy fireplace, in-unit laundry with a full-size washer and dryer, and abundant natural light throughout. The primary suite boasts a newly remodeled, spa-like bathroom. Step outside to a spacious private view deck perfect for relaxing or entertaining. The home includes two parking spaces and is ideally situated near top-rated restaurants, shopping, entertainment, and all that San Diego has to offer. This is a must-see property!

Mortgage Calculator

Est. Monthly Payment

$5,106

Principal & Interest$3,640
Property Tax$720
Insurance$210
HOA$536
%($143,980)
%

Investment Score

4D
Est. Monthly Rent

Market Rent Estimate

$3,248
Monthly Cashflow

Rent − PITI − HOA

$-1,858
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,205

Mortgage (P+I)
$3,640
Cap Rate
0.73%
Cash-on-Cash
-15.49%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.89
Break-even Rent
$5,106

NOI (Annual)
$5,222
Price-to-Rent

Lower = better for investors

18.5

* Defaults: 20% down, 6.5% rate, 30yr.

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