3645 7th Ave

3645 7th Ave

D

San Diego, CA 92103

$710,000

Beds

2

Baths

2

Sqft

1,100

Year Built

1987

Days on Market

8

Property Type

Condo

HOA/mo

$576

MLS ID

260005245SD

Description

Luxury Hillcrest Condo with Open Floor Plan & Prime Location! This 3rd-floor luxury condo in the heart of Hillcrest offers an open floor plan and modern amenities. The chef’s kitchen features granite countertops, stainless steel appliances, gas cooking, and pendant lighting, with a breakfast counter for casual dining. The spacious primary suite includes a walk-in closet, ceiling fan, and dual sinks in the en-suite bathroom. Enjoy the comfort of central AC, a cozy fireplace, and in-unit laundry. The washer and dryer were just replaced in February 2025, the water heater was replaced in 2023, and the fridge was replaced in 2022. The balcony, accessible from both the living room and secondary bedroom, is perfect for relaxing. Additional perks include underground gated garage parking with a deeded/reserved spot, a large private storage room, and access to a community meeting room. Located near Balboa Park, Downtown, Petco Park, Whole Foods, shopping, dining, and easy freeway access, this condo offers the best of city living with convenience and style!

Mortgage Calculator

Est. Monthly Payment

$5,083

Principal & Interest$3,590
Property Tax$710
Insurance$207
HOA$576
%($142,000)
%

Investment Score

5D
Est. Monthly Rent
$3,340
Monthly Cashflow

Rent − PITI − HOA

$-1,743
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,103

Mortgage (P+I)
$3,590
Cap Rate
0.82%
Cash-on-Cash
-14.73%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.66
Break-even Rent
$5,083

NOI (Annual)
$5,846
Price-to-Rent

Lower = better for investors

17.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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