1073 Opal Street
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1073 Opal Street

D

San Diego, CA 92109

$3,150,000
NEW — 0d on market

Beds

5

Baths

3.5

Sqft

2,248

Year Built

2026

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260008654SD

This property is in San Diego (92109). View neighborhood stats →

About This Property

Rare opportunity to own a distinctive newly constructed home in the heart of North PB. Just 5 Blocks from the beach, 1073 Opal offers 2,248sf of thoughtfully designed interiors that blend contemporary architecture with warm, organic finishes. Soaring 12-foot ceilings in the great room and primary suite create an airy, open feel reinforced by white oak floors and bright coastal tones. Two fireplaces add ambiance to the great room and primary suite. Designed for quintessential indoor/outdoor living, the spacious great room opens via expansive accordion doors to a hardscaped outdoor living space and a 400sf rooftop deck atop the carport- perfect for relaxing, entertaining and enjoying coastal sunsets. This custom-build also features finished closets, a premium cooks’ kitchen with Thermador appliances, a walk-in pantry, bedroom balconies, and multiple dedicated storage spaces. Includes solar and outlets for EV chargers in the carport.

Mortgage Calculator

Est. Monthly Payment

$19,997

Principal & Interest$15,928
Property Tax$3,150
Insurance$919
%($630,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$7,422
Monthly Cashflow

Rent − PITIA

$-12,575
Full Cashflow

Incl. vacancy, PM, maint, capex

$-16,907

Mortgage (P+I)
$15,928
Cap Rate
-0.37%
Cash-on-Cash
-32.20%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.37
Break-even Rent
$29,379

NOI (Annual)
$-11,749
Price-to-Rent

Lower = better for investors

35.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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