4985 Pacifica

4985 Pacifica

D

San Diego, CA 92109

$1,995,000
NEW — 4d on market

Beds

4

Baths

2

Sqft

2,128

Year Built

1961

Days on Market

4

Property Type

Single Family

HOA/mo

N/A

MLS ID

260007555SD

View on MLS

Description

Coastal Charm Meets Modern Luxury! A rare find — lovingly maintained by the original family and offered for the first time ever. Discover this beautiful home in one of the area’s most highly sought-after neighborhoods. From the moment you step inside, you’ll be greeted by newer flooring, cabinetry, and elegant quartz countertops that make the kitchen a true showpiece. The space is complete with stainless-steel refrigerator, new microwave, and oven — perfect for everyday living or entertaining guests. Both bathrooms have been recently tastefully updated. Enjoy amazing views and a prime location close to the beach, great school district, where coastal living meets comfort and convenience. This hidden gem combines modern upgrades with timeless appeal — a rare find you won’t want to miss! Make this home your own!

Mortgage Calculator

Est. Monthly Payment

$12,665

Principal & Interest$10,088
Property Tax$1,995
Insurance$582
%($399,000)
%

Investment Score

4D
Est. Monthly Rent
$8,215
Monthly Cashflow

Rent − PITIA

$-4,450
Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,002

Mortgage (P+I)
$10,088
Cap Rate
1.25%
Cash-on-Cash
-24.07%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.65
Break-even Rent
$18,607

NOI (Annual)
$25,033
Price-to-Rent

Lower = better for investors

20.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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