1034 Pennsylvania Avenue
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1034 Pennsylvania Avenue

D

San Diego, CA 92103

$2,195,000

Soft Appraisal Value: $2,283,500 · 3.9% below estimate

Beds

3

Baths

4

Sqft

2,248

Year Built

2025

Days on Market

85

Property Type

Single Family

HOA/mo

N/A

MLS ID

260001657SD

This property is in San Diego (92103). View neighborhood stats →

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About This Property

Modern minimalist luxury in the heart of Uptown San Diego. Located in the highly sought-after Marston Hills neighborhood, this newly built residence blends refined contemporary design with a serene, tree-lined greenbelt setting. A thoughtful and flexible floor plan offers privacy and versatility, featuring a luxurious primary suite, two oversized ensuite bedrooms, two half baths, and a dedicated flex/office space with direct access to a sun-filled rooftop deck showcasing sweeping treetop views. Soaring ceilings, wide-plank oak flooring, and designer-selected finishes create a warm, light-filled interior. The chef’s kitchen is the centerpiece of the home, complete with Viking appliances, a quartz waterfall island, and an open-concept layout ideal for both entertaining and everyday living. The primary suite serves as a peaceful retreat with a spa-inspired bath, generous closet space, and a private balcony overlooking mature trees—offering rare tranquility in an urban setting. Outdoor living includes a private fenced yard, two-car covered port garage, and the calming backdrop of nature just beyond the property line. Ideally located just minutes from Balboa Park, Hillcrest shopping and dining, Downtown San Diego, and San Diego International Airport. With no HOA and flexible living options, this home delivers a rare balance of modern luxury, natural surroundings, and urban convenience.

Mortgage Calculator

Est. Monthly Payment

$13,934

Principal & Interest$11,099
Property Tax$2,195
Insurance$640
%($439,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$6,075
Monthly Cashflow

Rent − PITIA

$-7,859
Full Cashflow

Incl. vacancy, PM, maint, capex

$-11,086

Mortgage (P+I)
$11,099
Cap Rate
0.01%
Cash-on-Cash
-30.30%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.44
Break-even Rent
$20,472

NOI (Annual)
$163
Price-to-Rent

Lower = better for investors

30.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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