3973 8th
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3973 8th

D

San Diego, CA 92103

$1,395,000

Soft Appraisal Value: $1,391,600 · 0.2% above estimate

Beds

3

Baths

1

Sqft

1,340

Year Built

1930

Days on Market

193

Property Type

Single Family

HOA/mo

N/A

MLS ID

250040960SD

This property is in San Diego (92103). View neighborhood stats →

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About This Property

Charming craftsman home with three bedrooms and one full bathroom, large kitchen. Private courtyard and large parking lot area behind home and back gate. Home is currently being utilized as an Air BnB. Large extra studio space in attic with separate side entrance is not listed in square footage. Air conditioning with paid solar unit. Parking area provides extra revenue. Property is listed and adjoining other listed parcels APN#444-690-05-00 and 444-690-03-00. Three can be purchased together to form one larger development. Owner estimated a structure with 160 units.

Mortgage Calculator

Est. Monthly Payment

$8,856

Principal & Interest$7,054
Property Tax$1,395
Insurance$407
%($279,000)
%

Location

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Investment Score

1D
Est. Monthly Rent
$4,255
Monthly Cashflow

Rent − PITIA

$-4,601
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,742

Mortgage (P+I)
$7,054
Cap Rate
0.27%
Cash-on-Cash
-29.00%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.48
Break-even Rent
$13,011

NOI (Annual)
$3,742
Price-to-Rent

Lower = better for investors

27.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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