4259 Maryland Street
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4259 Maryland Street

D

San Diego, CA 92103

$1,525,000

Soft Appraisal Value: $1,506,600 · 1.2% above estimate

Beds

4

Baths

3

Sqft

1,446

Year Built

2010

Days on Market

46

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2603022

This property is in San Diego (92103). View neighborhood stats →

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About This Property

Get ready to call this duplex in University Heights, "Home". Nestled in one of San Diego’s most walkable neighborhoods this recently renovated property offers the perfect blend of style, comfort, and versatility. Featuring two detached homes each with their own parking and outdoor space. Just steps away from shopping, dining, and the Hillcrest farmers' market- which offers fresh produce and artisanal goods every Sunday. The main residence is a beautiful 3-bedroom 2-bathroom home. Enjoy a rare walk-out basement laundry and storage room. An extra 500 square feet of potential living space gives this property unique potential. Convert it into your office, private gym or a studio apartment for even more earning potential. The second home is a charming 1-bedroom 1-bathroom home with approximately 500 square feet of living space, its own private outdoor space, and convenient alley parking. Creatively painted to fit the spirit of the neighborhood, it would be ideal for a themed short term rental, private guest house, or income-generating long-term lease. Live your best San Diego lifestyle, walk to Michelin guide brunch, stroll home from your dinner dates, sip coffee on your front porch overlooking a canyon. And do it all while generating passive income, accommodating family, or simply enjoying the flexibility of a dual-living estate - opportunities like this are rare.

Mortgage Calculator

Est. Monthly Payment

$9,681

Principal & Interest$7,711
Property Tax$1,525
Insurance$445
%($305,000)
%

Location

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Investment Score

7D
Est. Monthly Rent
$5,338
Monthly Cashflow

Rent − PITIA

$-4,343
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,842

Mortgage (P+I)
$7,711
Cap Rate
0.68%
Cash-on-Cash
-26.92%
DSCR

Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$14,223

NOI (Annual)
$10,433
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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