3419 Richmond
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3419 Richmond

D

San Diego, CA 92103

$1,388,000
NEW — 2d

Soft Appraisal Value: $1,331,400 · 4.3% above estimate

Beds

2

Baths

0.5

Sqft

1,720

Year Built

1924

Days on Market

2

Property Type

Single Family

HOA/mo

N/A

MLS ID

260012854SD

This property is in San Diego (92103). View neighborhood stats →

About This Property

Welcome to one of Hillcrest's most captivating Spanish Colonial Revival homes, just moments from Balboa Park and the San Diego Zoo. From the street, this home stops you in your tracks with its terra cotta barrel tile roof, ornate parapet detailing, arched entryway, and lush drought-tolerant front garden bursting with color and texture. Inside, the warmth continues with well-maintained hardwood floors and thoughtfully preserved architectural details throughout, including windows replaced by a specialized historic preservation company honoring the home's original character. The private backyard is a true sanctuary, lush and serene with raised garden beds, mature trees, and a rare fruiting quince tree that sets this property apart from anything else on the market. A separate unit above the garage provides an ideal space for guests, extended family, or rental income, all while the main residence lives and feels like a single family home. A rare opportunity to own a piece of Hillcrest history with income potential built in. Floor plans available.

Mortgage Calculator

Est. Monthly Payment

$8,811

Principal & Interest$7,018
Property Tax$1,388
Insurance$405
%($277,600)
%

Location

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Investment Score

0D
Est. Monthly Rent
$3,187
Monthly Cashflow

Rent − PITIA

$-5,624
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,514

Mortgage (P+I)
$7,018
Cap Rate
-0.43%
Cash-on-Cash
-32.48%
DSCR

Need ≥ 1.25 for DSCR loan

0.36
Break-even Rent
$12,946

NOI (Annual)
$-5,948
Price-to-Rent

Lower = better for investors

36.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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