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1031 Ficus
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1031 Ficus

C

San Marcos, CA 92069

$497,000

Soft Appraisal Value: $494,000 · 0.6% above estimate

Beds

2

Baths

2

Sqft

966

Year Built

1984

Days on Market

34

Property Type

Condo

HOA/mo

$485

MLS ID

260009612SD

This property is in San Marcos (92069). View neighborhood stats →

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About This Property

Beautifully renovated and move-in ready, this light-filled 2-bedroom, 2-bath condo offers comfort, style, and an unbeatable location. Featuring brand-new carpet, a completely updated kitchen, and fresh interior paint throughout, this home has every detail thoughtfully refreshed. Enjoy vaulted ceilings that create a bright, open feel with abundant natural light, and relaxing mountain and city views, plus a private patio perfect for morning coffee or evening unwinding. Additional highlights include newer dual-pane windows, laundry, and an updated furnace for year-round efficiency and comfort. The home also includes a full-size single-car garage and one additional assigned parking space conveniently located just across from the gated entry. Residents enjoy access to wonderful community amenities, including a sparkling pool, multiple playgrounds, and a dedicated dog park—perfect for an active and social lifestyle. Ideally situated within one mile of elementary, middle, and high schools and within walking distance of California State University San Marcos. You’ll also love the convenient access to nearby shopping, dining, and everyday essentials. For commuters and weekend adventurers, the nearby SPRINTER light rail makes it easy to travel to Oceanside for beach days or head into San Diego for work or entertainment. This strategic location near HWY 78, this condo isn't just a home-it's a smart investment in one of San Diego County's fastest growing communities. A perfect blend of modern upgrades, convenience, and lifestyle—this turnkey home truly has it all!

Mortgage Calculator

Est. Monthly Payment

$3,640

Principal & Interest$2,513
Property Tax$497
Insurance$145
HOA$485
%($99,400)
%

Location

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Investment Score

39C
Est. Monthly Rent
$2,554
Monthly Cashflow

Rent − PITIA

$-1,086
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,088

Mortgage (P+I)
$2,513
Cap Rate
1.03%
Cash-on-Cash
-25.20%
DSCR

Need ≥ 1.25 for DSCR loan

0.70
Break-even Rent
$5,265

NOI (Annual)
$5,105
Price-to-Rent

Lower = better for investors

16.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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