10272 Black Mountain Road

10272 Black Mountain Road

D

San Diego, CA 92126

$449,000

Beds

2

Baths

2

Sqft

913

Year Built

1978

Days on Market

18

Property Type

Condo

HOA/mo

$485

MLS ID

NDP2601367

Description

Charming upper-level condo located in the desirable Quail Creek community of Mira Mesa. This light and bright unit features an open floor plan with laminate flooring, upgraded bathrooms, a spacious living area, and a private balcony perfect for relaxing or enjoying your morning coffee. The community features resort-style amenities including a pool, a jacuzzi, a tennis court, and conveniently located on-site community laundry with washer and dryer. Ideally situated near shopping, dining, parks, major freeways, and nearby major offices, this home offers comfort, convenience, and a fantastic opportunity for first-time buyers or investors. HOA fees add great value which includes water, sewer, and trash

Mortgage Calculator

Est. Monthly Payment

$3,335

Principal & Interest$2,270
Property Tax$449
Insurance$131
HOA$485
%($89,800)
%

Investment Score

19D
Est. Monthly Rent

Market Rent Estimate

$2,677
Monthly Cashflow

Rent − PITI − HOA

$-658
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,648

Mortgage (P+I)
$2,270
Cap Rate
1.66%
Cash-on-Cash
-8.80%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

1.18
Break-even Rent
$3,335

NOI (Annual)
$7,465
Price-to-Rent

Lower = better for investors

14.0

* Defaults: 20% down, 6.5% rate, 30yr.

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