
10157 Prairie Fawn Dr.
Ctop 80%4S Ranch, CA 92127Neighborhood: 4S Ranch
HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.
Pass at asking: -$8,639/mo full cashflow at 20% down, 7.49% rate.
Works at $579,054 (66% under asking), or at 93% down.
Rent $5,937/mo from 18 leases of 3–5 bed houses within 1 mi ($5,259–$5,985).
Beds
4
Baths
3
Sqft
2,386
Year Built
2003
Days on Market
4
Property Type
Single Family
HOA/mo
$105
MLS ID
260026006SD
This property is in 4S Ranch (92127). View neighborhood stats →
About This Property
Welcome to this detached single-family residence in the desirable Cedar Creek neighborhood of 4S Ranch! Featuring 4 bedrooms, 2 full bathrooms, 2 half bathrooms, and paid solar, this bright and inviting home offers a wonderful combination of space, comfort, and modern upgrades. Soaring 10-foot ceilings downstairs and 9-foot ceilings upstairs create an open, airy feel throughout. The beautifully remodeled kitchen (2021), featuring updated finishes and appliances, opens to the family room, creating an ideal space for everyday living and entertaining. The spacious primary suite offers a walk-in closet, soaking tub, and separate shower. A thoughtfully added fourth bedroom provides flexibility for guests, a home office, or additional living space. Step outside to a private, fully fenced backyard with a patio, perfect for outdoor dining and relaxing. Major improvements include a new heat pump and condenser (2026), dual-fuel HVAC system with Nest smart thermostat, air purification system, and updated fencing. A long, gated driveway and attached two-car garage add convenience. Residents also enjoy access to Pioneer Park, a private community park featuring a splash pad, modern playgrounds, basketball court, picnic areas, BBQ grills, and space for gatherings and celebrations. All this in a fantastic location near 4S Commons, shopping, dining, and everyday conveniences. A wonderful opportunity to own a detached single-family home in the heart of 4S Ranch! Low HOA fee! Unlike some detached homes in the community that are classified as condos, this property is identified as a single-family residence
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Est. Monthly Payment
$11,794
Location
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Zoned Schools
Elementary
Stone Ranch Elementary · grades K-5 · Poway Unified
Middle
Oak Valley Middle · grades 6-8 · Poway Unified
High
Del Norte High · grades 9-12 · Poway Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,937
Comp Average
$5,887
15681 Rennyson Way
4bd / 3.5ba · 2,289 sqft · Single Family
$1.45M
Est. $5,628/mo
15584 Bristol Ridge
4bd / 3.5ba · 2,380 sqft · Single Family
$1.80M
Est. $6,455/mo
10145 Prairie Fawn Dr
4bd / 3ba · 2,690 sqft · Single Family
$1.88M
Est. $5,849/mo

8459 Run Of The Knolls
3bd / 2.5ba · 2,232 sqft · Single Family
$2.65M
Est. $5,470/mo
7929 Entrada De Luz East
3bd / 3.5ba · 2,596 sqft · Single Family
$2.69M
Est. $6,035/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
18 leases of 3–5 bed houses within 1 mi · $5,259–$5,985
Blended 50/50 with the zip's market median ($6,312)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$8,639/mo short at 20% down; 93% down or +$11,219/mo rent closes it.
- Break-even price
- $579,054
- Break-even rent
- $17,156/mo
- Cashflow at 35% down
- −$6,859/mo
- Down payment to break even
- 93%
- Rate to break even
- Not reachable
66% under asking
$11,219/mo above the estimate
$1,580,070 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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