Airbnb & Mid-Term Rental Calculator
Run a short-term (under 30 nights) or mid-term (furnished, 31+ nights) rental with your own numbers. Your nightly rate and occupancy, or your furnished rent, drive every figure: we don't estimate Airbnb income without a licensed source. Costs start from labelled assumptions you can change, and the occupancy tax is shown as what it is: collected from guests and passed on to the city.
It opens on today's typical San Diego 3-bed: the median asking price of 1,181 active 3-bed listings ($970K) and, for the long-term comparison, the median of 1,229 closed 3-bed leases in the last 12 months ($4,300/mo).
Property
Unfurnished, 12-month lease. Sets the vs long-term line.
Loan
Of price.
Blank = 0.35% of price a year.
Of price.
Of nightly revenue.
Short-term income
Guests pay it on top of the booking and you remit it. Not income.
Whole-home short-term rentals need a Tier 3 license (Tier 4 in Mission Beach), one license per person, used at least 90 days a year. Rules
Short-term rental
Stays under 30 nights. Your inputs drive every figure.
Enter a nightly rate and occupancy to see short-term income. We don't estimate Airbnb income without a licensed source.
* Occupancy replaces long-term vacancy; management replaces the long-term PM fee. The long-term comparison uses 8% vacancy, 10% management and the same loan. P&I, PMI (under 20% down), tax and insurance come from the same math as every listing on the site.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Long-term cashflow calculator