Address not disclosed · San Diego
Btop 30%San Diego, CA 92114
One license per person in San Diego: whether you can hold it depends on you, not only the home.
3 licensed short-term rentals within ½ mile (2 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$2,892/mo full cashflow at 20% down, 7.36% rate.
Works at $456,651 (45% under asking), or at 71% down.
Rent $4,532/mo from 14 leases of 3–5 bed houses within 2 mi ($4,572–$5,293).
Beds
4
Baths
2.5
Sqft
2,128
Year Built
1978
Days on Market
170
Property Type
Single Family
HOA/mo
N/A
MLS ID
260012728SD
This property is in San Diego (92114). Browse neighborhood analytics →
About This Property
Gorgeous turnkey home in Lomita Village, just moments from Lemon Grove. Situated on a serene street primarily traveled by residents, this recently upgraded home offers a warm and inviting retreat. Step inside to a spacious living room accented by an oil-rubbed bronze ceiling fan. Your attention is naturally drawn to the room’s focal point: a classic brick fireplace finished in rich espresso, a warm tone echoed throughout the stair railings. The living room flows seamlessly into a dining area that comfortably fits a table for 8, with sliding doors opening to a 12' x 40' patio—ideal for al fresco dining and entertaining. The dining area is conveniently adjacent to the updated kitchen, featuring quality cabinetry, granite countertops, ceramic tile flooring, recessed lighting, black appliances, a stainless steel sink, and a granite breakfast bar. Beyond the breakfast bar, the family room is designed for relaxing, entertaining, and TV viewing, with direct access from the 2-car attached garage. A nearby downstairs bathroom features an enclosed shower. A second set of sliding doors extend the living space outdoors, connecting easily with the dining area and patio. The stairwell provides a natural transition to the upper level, bringing together the home’s cohesive palette—Navajo white walls, crisp white baseboards, espresso railings, and Behr “Pure Heart” trim—grounded by neutral waffle-pattern carpet and an oil-rubbed bronze overhead light fixture. (Continued in Supplement) Upstairs features four bedrooms, three of which includes ceiling fans. All bedrooms, hallways, and closets have been updated with new carpeting, complemented by new hallway light fixtures and bronze door hardware. The spacious 12' x 16' primary suite has a generous 9' x 5' walk-in closet plus an updated bathroom with granite vanity, a custom-tiled shower enclosure and updated lighting and plumbing fixtures. A secondary bedroom features double doors, while the hallway bath has been tastefully updated with granite, ceramic tile, and new fixtures. The front yard features low-maintenance decorative gravel, offering clean curb appeal and ease of upkeep. The expansive backyard offers approximately 48' x 56' of usable space with a large patio, ideal for entertaining, BBQs, gardening, and outdoor gatherings. A storage shed conveys with the property, and the yard is well-suited for recreation, play, and pets, with ample space for games and outdoor living. Beyond the usable yard area, the lot continues with a natural downslope. Move-in ready and thoughtfully updated, this home offers comfortable living, flexible spaces, and easy indoor-outdoor enjoyment in a quiet residential setting.
Mortgage Calculator
Est. Monthly Payment
$5,685
The seller chose not to publish this home's address, so we don't show it on a map or name its zoned schools. Agents can see it in the MLS: ask us and we'll get it for you.
Comparable Properties
5 comps foundThis Property
$4,532
Comp Average
$4,342
5851 Division Street
4bd / 3ba · 2,293 sqft · Single Family
$800K
Est. $4,646/mo
410 58th St.
4bd / 2ba · 1,886 sqft · Single Family
$800K
Est. $4,273/mo
7059 Bullock Dr
4bd / 2.5ba · 1,691 sqft · Single Family
$799K
Est. $4,165/mo
144 Kenyatta
4bd / 2ba · 1,908 sqft · Single Family
$845K
Est. $4,383/mo
5472 San Onofre
4bd / 2ba · 1,800 sqft · Single Family
$900K
Est. $4,244/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
14 leases of 3–5 bed houses within 2 mi · $4,572–$5,293
Blended 50/50 with the zip's market median ($4,263)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,892/mo short at 20% down; 71% down or +$3,756/mo rent closes it.
- Break-even price
- $456,651
- Break-even rent
- $8,288/mo
- Cashflow at 35% down
- −$2,028/mo
- Down payment to break even
- 71%
- Rate to break even
- Not reachable
45% under asking
$3,756/mo above the estimate
$592,850 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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