5472 San Onofre
Ctop 80%San Diego, CA 92114
One license per person in San Diego: whether you can hold it depends on you, not only the home.
24 licensed short-term rentals within ½ mile (10 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$3,610/mo full cashflow at 20% down, 7.36% rate.
Works at $427,570 (52% under asking), or at 79% down.
Rent $4,244/mo from 11 leases of 3–5 bed houses within 1 mi ($3,940–$4,484).
Beds
4
Baths
2
Sqft
1,800
Year Built
1957
Days on Market
169
Property Type
Single Family
HOA/mo
N/A
MLS ID
PW26114112
This property is in San Diego (92114). Browse neighborhood analytics →
About This Property
Welcome to 5472 San Onofre Terrace, a fully renovated San Diego property designed with flexibility and modern living in mind. This 4 bedroom, 2 bathroom home offers two separate living areas, with 2 bedrooms and 1 bathroom upstairs and 2 bedrooms and 1 bathroom downstairs. Each level includes its own kitchen and washer/dryer hookups, providing versatile living options for multi-generational living, guests, or extended household needs.The home has been extensively updated with contemporary finishes throughout, including remodeled kitchens and bathrooms, updated flooring, recessed lighting, dual pane windows, and stylish indoor-outdoor living spaces. Enjoy solar, a large backyard, gated parking access, and an expansive upper deck perfect for relaxing or entertaining.Conveniently located near major freeways, shopping, dining, and local amenities. Buyer to independently verify all information including permits, square footage, and intended use. **Eligible for $15,000 forgivable loan (no payments, no interest) to cover closing costs, rate buy-down and/or down payment. 100% financing available with NO MI.**
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Est. Monthly Payment
$6,128
Location
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Zoned Schools
Elementary
Valencia Park Elementary · grades PK-5 · San Diego Unified
Middle
Knox Middle · grades 6-8 · San Diego Unified
High
Lincoln High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,244
Comp Average
$4,191
410 58th St.
4bd / 2ba · 1,886 sqft · Single Family
$800K
Est. $4,273/mo
7977 Pala St.
4bd / 2ba · 1,563 sqft · Single Family
$790K
Est. $4,150/mo
7059 Bullock Dr
4bd / 2.5ba · 1,691 sqft · Single Family
$799K
Est. $4,165/mo
144 Kenyatta
4bd / 2ba · 1,908 sqft · Single Family
$845K
Est. $4,383/mo
333 Euclid Avenue
4bd / 2ba · 1,689 sqft · Single Family
$800K
Est. $3,984/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
11 leases of 3–5 bed houses within 1 mi · $3,940–$4,484
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,610/mo short at 20% down; 79% down or +$4,688/mo rent closes it.
- Break-even price
- $427,570
- Break-even rent
- $8,932/mo
- Cashflow at 35% down
- −$2,679/mo
- Down payment to break even
- 79%
- Rate to break even
- Not reachable
52% under asking
$4,688/mo above the estimate
$711,000 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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