Address not disclosed · San Diego

Address not disclosed · San Diego

Ctop 80%

San Diego, CA 92107

$729,900
NEW — 0d
STR: check · no permits in this complex · TOT 12.75%

71 licensed short-term rentals within ½ mile (51 whole home), from the cities' license and permit lists of Nov 3, 2026.

No unit in this 56-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$3,588/mo full cashflow at 20% down, 7.49% rate.

Works at $264,762 (64% under asking), or at 91% down.

Rent $3,535/mo from 15 leases of 2-bed condos & townhomes within 1 mi ($3,076–$3,734).

Beds

2

Baths

2.5

Sqft

1,074

Year Built

1978

Days on Market

0

Property Type

Condo

HOA/mo

$680

MLS ID

260026187SD

This property is in San Diego (92107). View neighborhood stats →

About This Property

Artistic Museum wonder resides in this highly sought after Sea Colony condo. It features wood flooring throughout, with a nice tile and stone balance. Create some amazing meals in this cute updated kitchen that features granite countertops, stainless steel appliances, and enjoy that scrumptious meal on the private balcony right off the dinning area. Primary bedroom features vaulted ceilings and a balcony retreat. Laundry is in the two car attached garage.

Mortgage Calculator

Est. Monthly Payment

$5,702

Principal & Interest$4,079
Property Tax$730
Insurance$213
HOA$680
%($145,980)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Ocean Beach Elementary · grades PK-4 · San Diego Unified

  • Middle

    Correia Middle · grades 7-8 · San Diego Unified

  • High

    Point Loma High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

25C
Est. Monthly Rent
$3,535

15 leases of 2-bed condos & townhomes within 1 mi · $3,076–$3,734

Blended 50/50 with the zip's market median ($3,592)

Monthly Cashflow

Rent − PITIA

-$2,167
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,588

What would make this work?

$3,588/mo short at 20% down; 91% down or +$4,660/mo rent closes it.

Break-even price

64% under asking

$264,762
Break-even rent

$4,660/mo above the estimate

$8,195/mo
Cashflow at 35% down
−$2,823/mo
Down payment to break even

$664,209 cash

91%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,079
Cap Rate
1.10%
Cash-on-Cash
-29.49%
DSCR

Need ≥ 1.25 for DSCR loan

0.62

NOI (Annual)
$8,011
Price-to-Rent

Lower = better for investors

17.2

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
CCashflow−$3,588/mo