San Diego

San Diego

D

Rancho Bernardo, CA 92128

$595,000
NEW — 6d on market

Soft Appraisal Value: $395,400 · 50.5% above estimate

Beds

2

Baths

2

Sqft

956

Year Built

2005

Days on Market

6

Property Type

Condo

HOA/mo

$375

MLS ID

260006754SD

Description

Highly updated Savannah Terrace condo in desirable Sabre Springs with stylish upgrades throughout. Features include wood flooring, stainless steel appliances, gas range, an electric fireplace, recessed lighting, new carpet in the bedrooms, and ceiling fans for added comfort. This HOA is VA approved! The spacious primary suite offers a relaxing retreat, while central A/C and full-size in-unit laundry (w/gas dryer) add everyday convenience. Enjoy the private, spacious balcony - perfect for morning coffee or unwinding at the end of the day. A detached one-car garage with built-in storage is located directly below the unit, offering both privacy and convenience. Savannah Terrace features a spacious, beautifully maintained community setting with abundant greenery and mature foliage throughout. Resort-style amenities include a swimming pool, hot tub, tennis court, basketball half-court, racquetball court, social lounge, outdoor BBQ area, library, children's playroom, and convenient guest parking.

Mortgage Calculator

Est. Monthly Payment

$4,152

Principal & Interest$3,009
Property Tax$595
Insurance$174
HOA$375
%($119,000)
%

Investment Score

5D
Est. Monthly Rent
$3,309
Monthly Cashflow

Rent − PITI − HOA

$-844
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,101

Mortgage (P+I)
$3,009
Cap Rate
1.83%
Cash-on-Cash
-21.18%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.80
Break-even Rent
$6,037

NOI (Annual)
$10,897
Price-to-Rent

Lower = better for investors

15.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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