18736 Caminito Cantilena

18736 Caminito Cantilena

D

Rancho Bernardo, CA 92128

$420,000

Soft Appraisal Value: $418,000 · 0.5% above estimate

Beds

1

Baths

1

Sqft

814

Year Built

1993

Days on Market

9

Property Type

Condo

HOA/mo

$596

MLS ID

260005948SD

View on MLS

Description

Great location, new HVAC system, beautiful wood flooring PLUS a one car GARAGE. Conveniently located on the lower level unit in the gated community of Bernardo Vista Del Lago, where amenities abound! Complex is approved for Fanny Mae and conventional lending. Updated wood floors in the living and dining areas, a spacious bedroom with walk in closet and patio access, and a spacious living room with cozy fireplace. The refreshed bathroom offers nice storage and the unit includes a stackable laundry area. Residents enjoy resort style amenities including two pools, two spas, tennis and basketball courts, a fitness center, clubhouse, billiard room, BBQs, and picnic areas. All of this within the award winning Poway Unified School District and in an excellent commuter friendly location.

Mortgage Calculator

Est. Monthly Payment

$3,262

Principal & Interest$2,124
Property Tax$420
Insurance$122
HOA$596
%($84,000)
%

Investment Score

9D
Est. Monthly Rent
$2,352
Monthly Cashflow

Rent − PITI − HOA

$-910
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,801

Mortgage (P+I)
$2,124
Cap Rate
0.92%
Cash-on-Cash
-13.00%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.72
Break-even Rent
$3,262

NOI (Annual)
$3,876
Price-to-Rent

Lower = better for investors

14.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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