9675 Indian Creek Way
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9675 Indian Creek Way

Ctop 80%

Escondido, CA 92026

$960,000
STR: check · HOA rules unknown · TOT 8%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$4,163/mo full cashflow at 20% down, 7.36% rate.

Works at $415,235 (57% under asking), or at 83% down.

Rent $4,173/mo from 4 leases of 3-bed houses in 92026 ($4,064–$4,438).

Beds

3

Baths

2

Sqft

2,282

Year Built

1977

Days on Market

112

Property Type

Single Family

HOA/mo

$40

MLS ID

NDP2606979

This property is in Escondido (92026). Browse neighborhood analytics →

Virtual Tour

About This Property

Welcome to this beautifully maintained Hidden Meadows home, where pride of ownership is evident throughout. Thoughtfully updated with quality craftsmanship and timeless finishes, this move-in-ready residence offers an inviting open-concept floor plan that's perfect for everyday living and entertaining. The remodeled kitchen is the heart of the home, featuring rich cherry cabinetry, abundant counter space, premium fixtures, and a functional peninsula that opens seamlessly to the living and dining areas. The upstairs bonus room has been enhanced with a walk-in closet and is currently utilized as a third bedroom, providing added flexibility for guests, a home office, or growing families. The spacious primary suite has been completely reimagined to create a true retreat, offering a luxurious en-suite bath with a separate soaking tub and shower, dual vanities, and an oversized walk-in closet. Throughout the home, Pella dual-pane Low-E windows and sliding glass doors provide energy efficiency, natural light, and lasting quality. Step outside to enjoy Southern California living under the expansive 1,200-square-foot patio cover, and incredible Koi pond, creating the perfect space for outdoor dining, relaxing, or entertaining. The thoughtfully designed backyard features a thriving family fruit trees, beautiful gardens, and a highly efficient irrigation system that minimizes water waste. Come see this exceptional Hidden Meadows home combines quality, comfort, and pride of ownership in a peaceful setting. This is a rare opportunity you won't want to miss.

Mortgage Calculator

Est. Monthly Payment

$6,577

Principal & Interest$5,297
Property Tax$960
Insurance$280
HOA$40
%($192,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Reidy Creek Elementary · grades K-5 · Escondido Union

  • Middle

    Rincon Middle · grades 6-8 · Escondido Union

  • High

    Escondido High · grades 9-12 · Escondido Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

25C
Est. Monthly Rent
$4,173

4 leases of 3-bed houses in 92026 · $4,064–$4,438

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$2,404
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,163

What would make this work?

$4,163/mo short at 20% down; 83% down or +$5,407/mo rent closes it.

Break-even price

57% under asking

$415,235
Break-even rent

$5,407/mo above the estimate

$9,580/mo
Cashflow at 35% down
−$3,170/mo
Down payment to break even

$796,800 cash

83%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$5,297
Cap Rate
1.68%
Cash-on-Cash
-26.02%
DSCR

Need ≥ 1.25 for DSCR loan

0.63

NOI (Annual)
$16,102
Price-to-Rent

Lower = better for investors

19.2

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$4,163/mo