10960 Treeside Lane
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10960 Treeside Lane

Ctop 80%

Escondido, CA 92026

$850,000
STR: check · HOA rules unknown · TOT 8%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$3,709/mo full cashflow at 20% down, 7.36% rate.

Works at $364,696 (57% under asking), or at 84% down.

Rent $4,236/mo from 4 leases of 3-bed houses in 92026 ($3,917–$4,277).

Beds

3

Baths

2.5

Sqft

2,120

Year Built

1978

Days on Market

146

Property Type

Single Family

HOA/mo

$475

MLS ID

SW26133974

This property is in Escondido (92026). Browse neighborhood analytics →

About This Property

Discover your private oasis at 10960 Treeside Lane in Escondido, perfectly situated on the 6th hole to offer sweeping panoramic views of the fairway and mountain ranges. This tranquil retreat features a beautiful, expansive deck that seamlessly blends indoor and outdoor living, providing the ultimate backdrop for relaxing or entertaining guests. Surrounded by lush, mature greenery, the resort-like yard also boasts multiple fruit trees, allowing you to enjoy fresh, homegrown harvests right in your own secluded backyard. Don't miss the chance to experience this rare and spectacular golf course sanctuary.

Mortgage Calculator

Est. Monthly Payment

$6,263

Principal & Interest$4,690
Property Tax$850
Insurance$248
HOA$475
%($170,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Reidy Creek Elementary · grades K-5 · Escondido Union

  • Middle

    Rincon Middle · grades 6-8 · Escondido Union

  • High

    Escondido High · grades 9-12 · Escondido Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

30C
Est. Monthly Rent
$4,236

4 leases of 3-bed houses in 92026 · $3,917–$4,277

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$2,027
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,709

What would make this work?

$3,709/mo short at 20% down; 84% down or +$4,817/mo rent closes it.

Break-even price

57% under asking

$364,696
Break-even rent

$4,817/mo above the estimate

$9,053/mo
Cashflow at 35% down
−$2,830/mo
Down payment to break even

$714,000 cash

84%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,690
Cap Rate
1.68%
Cash-on-Cash
-26.18%
DSCR

Need ≥ 1.25 for DSCR loan

0.68

NOI (Annual)
$14,306
Price-to-Rent

Lower = better for investors

16.7

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,709/mo