965 Rosecrans Street San Diego

965 Rosecrans Street San Diego

D

, CA 92106

$2,200,000
NEW — 5d on market

Beds

4

Baths

3.5

Sqft

1,581

Year Built

1944

Days on Market

5

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2601777

View on MLS

Description

Prime opportunity in the highly desirable La Playa neighborhood of Point Loma’s Village. This single-level residence features 4 bedrooms, 2 bathrooms, and approximately 1,581 square feet of living space, ready for your personal touch. Original hardwood floors run through much of the home, adding warmth and character, while the spacious backyard offers endless possibilities for outdoor living, expansion, or customization. A rare value- add opportunity the property comes with approved plans for a spacious 1,200 sqft ADU above the garage, offering the potential for a private guest residence, income-producing unit, home office, or multigenerational living space. Ideally situated just steps from the scenic Bessemer Path along the bay, nestled between the San Diego and Southwestern Yacht Clubs, this location truly captures the coastal lifestyle. Enjoy being within walking distance to Humphreys concerts, Shelter Island, and the Village’s charming collection of shops, restaurants, and local businesses. Everyday conveniences—including a pharmacy, post office, dry cleaners, bookstores, and salons—are all nearby. Liberty Station is approximately 1.5 miles away, and San Diego International Airport is just 3.5 miles from your door. A rare chance to create something special in one of Point Loma’s most sought-after neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$13,966

Principal & Interest$11,124
Property Tax$2,200
Insurance$642
%($440,000)
%

Investment Score

3D
Est. Monthly Rent

Market Rent Estimate

$7,626
Monthly Cashflow

Rent − PITI − HOA

$-6,340
Full Cashflow

Incl. vacancy, PM, maint, capex

$-9,928

Mortgage (P+I)
$11,124
Cap Rate
0.65%
Cash-on-Cash
-17.29%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.69
Break-even Rent
$13,966

NOI (Annual)
$14,360
Price-to-Rent

Lower = better for investors

24.0

* Defaults: 20% down, 6.5% rate, 30yr.

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