954 Miramar Drive
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954 Miramar Drive

D

Vista, CA 92081

$1,450,000

Soft Appraisal Value: $1,415,500 · 2.4% above estimate

Beds

3

Baths

2.5

Sqft

2,073

Year Built

2017

Days on Market

48

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2603480

This property is in Vista (92081). View neighborhood stats →

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About This Property

Situated on a cul-de-sac in Vista, this custom-built home, completed in 2017, offers a rare combination of thoughtful design, quality construction, and everyday functionality. High ceilings and natural light create an open, inviting feel, while the fully fenced and gated entry adds a sense of privacy and presence from the moment you arrive. The home features 3 bedrooms and 3.5 baths across approximately 2,073 square feet, with a layout designed for both comfort and flow. Built with 2x6 framing and a custom roof structure, the construction reflects durability beyond standard builds. Interior highlights include wood flooring throughout, custom cabinetry, tall doors, a walk-in pantry, and a spacious primary suite with walk-in closet. The kitchen and living areas are enhanced by custom lighting, chandeliers, and a fireplace that anchors the space. Milgard double-pane tempered glass windows and doors, central heating and air, fire sprinklers, and a security system add to the home’s overall efficiency and peace of mind. Outdoor features include a built-in barbecue with gas and charcoal, a sink, and storage, along with fruit trees and usable yard space. Additional features include a tankless water heater, propane system, septic system, and a two-car garage with built-in workspace. Located with convenient access to local amenities and commuter routes, this property offers a unique opportunity to own a newer custom home in an established Vista neighborhood with no HOA.

Mortgage Calculator

Est. Monthly Payment

$9,205

Principal & Interest$7,332
Property Tax$1,450
Insurance$423
%($290,000)
%

Location

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Investment Score

7D
Est. Monthly Rent
$5,101
Monthly Cashflow

Rent − PITIA

$-4,104
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,486

Mortgage (P+I)
$7,332
Cap Rate
0.70%
Cash-on-Cash
-26.84%
DSCR

Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$13,524

NOI (Annual)
$10,157
Price-to-Rent

Lower = better for investors

23.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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