939 Coast Blvd #4H
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939 Coast Blvd #4H

Ctop 80%

La Jolla, CA 92037

$1,149,000
NEW — 0d
STR: check · no permits in this complex · TOT 12.75%

109 licensed short-term rentals within ½ mile (92 whole home), from the cities' license and permit lists of Nov 11, 2026.

No unit in this 87-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$4,658/mo full cashflow at 20% down, 7.43% rate.

Works at $542,483 (53% under asking), or at 79% down.

Rent $7,054/mo from 1 lease in this building (±1 bed).

Beds

1

Baths

1

Sqft

930

Year Built

1966

Days on Market

0

Property Type

Condo

HOA/mo

$1,265.31

MLS ID

260026744SD

This property is in La Jolla (92037). View neighborhood stats →

About This Property

Experience elevated coastal living in one of La Jolla’s most sought-after luxury oceanfront residences. This spacious one-bedroom condo is among the limited units offering direct access to the expansive patio and resort-style pool area. Filled with natural light, the home features large sliding glass doors in both the living room and primary bedroom that open seamlessly to the outdoor deck. Plenty storage. Meticulously maintained and move-in ready, the residence combines comfort, convenience, and timeless coastal appeal. Located at 939 Coast, residents enjoy premier full-service amenities including valet parking in a secure underground garage, 24-hour concierge and security, a fitness center, clubhouse, community kitchen, pool, spa, sauna, fire pit, BBQ area, billiards room, and guest suites. Situated in the heart of the Village, the property is just moments from La Jolla Cove, the Children’s Pool, scenic coastal paths, Prospect Street, boutiques, dining, and entertainment. A rare opportunity to enjoy luxury seaside living in an exceptional location.

Mortgage Calculator

Est. Monthly Payment

$9,133

Principal & Interest$6,383
Property Tax$1,149
Insurance$335
HOA$1,265
%($229,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    La Jolla Elementary · grades K-5 · San Diego Unified

  • Middle

    Muirlands Middle · grades 6-8 · San Diego Unified

  • High

    La Jolla High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

25C
Est. Monthly Rent
$7,054

1 lease in this building (±1 bed)

Thin data: only 1 lease behind this number.

Monthly Cashflow

Rent − PITIA

-$2,078
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,658

What would make this work?

$4,658/mo short at 20% down; 79% down or +$6,050/mo rent closes it.

Break-even price

53% under asking

$542,483
Break-even rent

$6,050/mo above the estimate

$13,104/mo
Cashflow at 35% down
−$3,462/mo
Down payment to break even

$907,710 cash

79%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$6,383
Cap Rate
2.17%
Cash-on-Cash
-24.33%
DSCR

Need ≥ 1.25 for DSCR loan

0.77

NOI (Annual)
$24,930
Price-to-Rent

Lower = better for investors

13.6

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$4,658/mo