926 Hydra Court

926 Hydra Court

D

San Marcos, CA 92069

$1,199,000

Soft Appraisal Value: $1,220,300 · 1.7% below estimate

Beds

4

Baths

3

Sqft

2,608

Year Built

2013

Days on Market

42

Property Type

Single Family

HOA/mo

$92

MLS ID

NDP2601490

Description

Charming 2013-built Rancho Santalina 4-Bed, 3-Bath 2,608 sq ft home on a 0.17-acre private corner lot. Multi-gen layout, features 1 bedroom and a standalone full bath with a stall shower on the main level. Primary suite includes dual sinks, a soaking tub & walk-in shower. 4-panel stacking sliding door opens to a landscaped backyard with a wraparound concrete patio, retaining wall, lawn and 14+ fruit and vegetable trees indoor-outdoor living. Upgrades include SPC waterproof flooring, crown molding, plantation shutters, custom window treatments, bidet toilets, a white gourmet kitchen, upgraded stove, Kohler Touchless kitchen faucet, RainSoft whole-home water purification system, CleanStart laundry system with kitchen under-sink filtration, 27-panel owned solar, and EV charger. Washer, dryer, laundry cabinetry, and outdoor dining set may convey. Located near shopping, dining, schools, Palomar College, California State University San Marcos, and easy access to Highway 78.

Mortgage Calculator

Est. Monthly Payment

$7,704

Principal & Interest$6,063
Property Tax$1,199
Insurance$350
HOA$92
%($239,800)
%

Investment Score

2D
Est. Monthly Rent
$4,506
Monthly Cashflow

Rent − PITI − HOA

$-3,198
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,233

Mortgage (P+I)
$6,063
Cap Rate
0.83%
Cash-on-Cash
-26.19%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.58
Break-even Rent
$11,303

NOI (Annual)
$9,953
Price-to-Rent

Lower = better for investors

22.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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