
918 Marlin
Atop 10%Vista, CA 92084
HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.
Pass at asking: -$2,332/mo full cashflow at 20% down, 7.36% rate.
Works at $314,322 (49% under asking), or at 75% down.
Rent $3,672/mo from 8 leases of 3-bed condos & townhomes within 2 mi ($3,413–$3,865).
Beds
3
Baths
2
Sqft
1,322
Year Built
1979
Days on Market
—
Property Type
Townhouse
HOA/mo
$425
MLS ID
260026991SD
This property is in Vista (92084). Browse neighborhood analytics →
About This Property
Welcome home to this charming 3-bedroom, 2-bath townhome nestled in the Marlin Terraces community of Vista! Inside is a thoughtfully designed layout that flows naturally between living and dining spaces. The kitchen features quartz countertops, a gas range, and direct access to the dining area, making everyday meals and entertaining a breeze. Adjacent to the dinning area is your own cute private backyard retreat. Fully fenced and thoughtfully designed for low-maintenance enjoyment, this inviting space features artificial turf installed in 2025, a concrete patio, charming string lighting, and a raised garden planter. Mature trees provide a lovely natural backdrop, and your private area has a gate opens to the path that leads to pool, spa and basketball court. The secluded primary suite is situated on its own level for privacy. It includes a walk-in closet, an en-suite bathroom and an enclosed, window-lined bonus room (approximately 9' x 6'), currently used as a home office. There are remote-controlled ceiling fans in every bedroom and the dining area. Additional highlights include updated windows (2017), a newer water heater (2021), and an attached two-car garage with washer and dryer. The Marlin Terraces community offers amenities including a swimming pool, spa, outdoor shower, BBQ area, 1/2 court basketball, and maintained landscaping. There are also three nearby dog parks provide even more opportunities for outdoor recreation. LOCAL DESTINATIONS & SHOPPING Vista Library: within 1 mile; a short neighborhood walk Historic Downtown Vista: Approximately 1 mile with restaurants, breweries, cafes, shops, and entertainment Walmart Supercenter (University Drive): 4 miles Costco Wholesale (Hacienda Drive): 5 miles BEACHES & ENTERTAINMENT Oceanside Beach & Pier: 10 miles LEGOLAND California Resort (Carlsbad): 11 miles Carlsbad Beach: 11 miles La Jolla Shores: 34 miles Petco Park: 43 miles EDUCATION: Palomar College: 6 miles Cal State San Marcos: 9 miles University of California San Diego: 31 miles San Diego State University: 42 Miles AIRPORTS Palomar Airport (Carlsbad): 10 miles San Diego International Airport.: 45 miles John Wayne Airport: 58 miles
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Est. Monthly Payment
$4,643
Location
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Zoned Schools
Elementary
Foothill Oak Elementary · grades K-5 · Vista Unified
Middle
Roosevelt Middle · grades 6-8 · Vista Unified
High
Vista High · grades 9-12 · Vista Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,672
Comp Average
$3,506
1309 Isabella Way
3bd / 3ba · 1,356 sqft · Condo
$600K
Est. $3,574/mo
1320 Palomar Place
3bd / 2ba · 1,396 sqft · Condo
$565K
Est. $3,600/mo
1164 Madera Lane
2bd / 1.5ba · 972 sqft · Townhouse
$475K
Est. $2,862/mo

1144 Delpy View
3bd / 2.5ba · 1,472 sqft · Condo
$675K
Est. $3,875/mo
1862 Morning View Drive
3bd / 2.5ba · 1,458 sqft · Condo
$750K
Est. $3,619/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 3-bed condos & townhomes within 2 mi · $3,413–$3,865
Blended 50/50 with the zip's market median ($3,620)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,332/mo short at 20% down; 75% down or +$3,029/mo rent closes it.
- Break-even price
- $314,322
- Break-even rent
- $6,701/mo
- Cashflow at 35% down
- −$1,691/mo
- Down payment to break even
- 75%
- Rate to break even
- Not reachable
49% under asking
$3,029/mo above the estimate
$464,625 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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