1144 Delpy View
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1144 Delpy View

Btop 30%

Vista, CA 92084

$675,000
STR: check · HOA rules unknown · TOT 10%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$2,540/mo full cashflow at 20% down, 7.36% rate.

Works at $342,661 (49% under asking), or at 75% down.

Rent $3,875/mo from 8 leases of 3-bed condos & townhomes within 2 mi ($3,601–$4,079).

Beds

3

Baths

2.5

Sqft

1,472

Year Built

2020

Days on Market

99

Property Type

Condo

HOA/mo

$365

MLS ID

PTP2605916

This property is in Vista (92084). Browse neighborhood analytics →

Virtual Tour

About This Property

The Peak, gated community. Close to 76,78, 15 fwys, CSU San Marcos, Camp Pendleton, schools and shopping. This premier lot is located in the corner and by the pool with sunset views. Energy efficient upgrades include tankless water heater, solar panels, multiple ceiling fans, LED lighting, dual-paned windows, and whole house fan so you may improve the air circulation in the home. Open concept with center island and plank flooring at entry, quartz countertops, stainless appliances, and plank flooring are ideal features. Upstairs laundry has a separate laundry room (washer/dryer connection is has both gas/electric) with cabinetry in the hallway. Master bedroom has an en-suite with large walk-in closet, shower, and both upstairs bathrooms have dual sink vanities. The Peak at Delpy's corner offers ample guest parking, playgrounds with rubber cushioning, BBQ, resort pool with spa, showers, fire pits, pet paths, and multiple BBQ areas. Schedule your private viewing today ! * * * All measurements are approximate. Buyer(s), Brokers, and Selling Agents should verify measurements and complete thorough inspection and investigations, prior to close of escrow, to satisfy themselves with the current condition of the property. Buyer(s) to verify and approve all data, reports, inspections, permits, title, MLS, and all information pertaining to the property prior to removal of contingencies. All contracts/offers are subject to seller approval and any offers or counteroffers by seller are not binding unless the entire agreement is ratified by all parties.

Mortgage Calculator

Est. Monthly Payment

$4,961

Principal & Interest$3,724
Property Tax$675
Insurance$197
HOA$365
%($135,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Monte Vista Elementary · grades K-5 · Vista Unified

  • Middle

    Roosevelt Middle · grades 6-8 · Vista Unified

  • High

    Vista High · grades 9-12 · Vista Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

50B
Est. Monthly Rent
$3,875

8 leases of 3-bed condos & townhomes within 2 mi · $3,601–$4,079

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$1,086
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,540

What would make this work?

$2,540/mo short at 20% down; 75% down or +$3,299/mo rent closes it.

Break-even price

49% under asking

$342,661
Break-even rent

$3,299/mo above the estimate

$7,174/mo
Cashflow at 35% down
−$1,842/mo
Down payment to break even

$506,250 cash

75%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,724
Cap Rate
2.45%
Cash-on-Cash
-22.58%
DSCR

Need ≥ 1.25 for DSCR loan

0.78

NOI (Annual)
$16,536
Price-to-Rent

Lower = better for investors

14.5

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,540/mo