1164 Madera Lane
Btop 30%Vista, CA 92084
Pass at asking: -$2,017/mo full cashflow at 20% down, 7.49% rate.
Works at $213,643 (55% under asking), or at 81% down.
Rent $2,841/mo from 16 leases of 1–3 bed condos & townhomes within 2 mi ($2,628–$3,171).
Beds
2
Baths
1.5
Sqft
972
Year Built
1974
Days on Market
0
Property Type
Townhouse
HOA/mo
$540
MLS ID
PTP2608157
This property is in Vista (92084). Browse neighborhood analytics →
About This Property
Welcome to 1164 Madera Lane, a charming two-story townhome in Vista offering 2 bedrooms, 1.5 bathrooms, approximately 972 sq. ft. of comfortable living space, and a great combination of indoor and outdoor living. The bright, inviting floor plan features updated flooring, generous bedrooms with ample closet space, and a modern kitchen with plenty of cabinetry and functional workspace. Enjoy the convenience of in-unit laundry, an attached 1-car garage, additional parking, and your own private patio with mature landscaping with a high fence for privacy, perfect for morning coffee, outdoor dining, or relaxing at the end of the day. The community also features a pool for enjoying sunny Southern California days. Conveniently located near shopping, dining, parks, recreation, and major routes connecting you throughout North County San Diego. With comfortable living spaces, private outdoor space, garage parking, and community amenities, this Vista townhome is ready for its next owner. Offered at $474,999.
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Est. Monthly Payment
$3,808
Location
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Comparable Properties
4 comps foundThis Property
$2,841
Comp Average
$3,412
2112 Vista
1bd / 1.5ba · 1,056 sqft · Condo
$425K
Est. $2,853/mo
1309 Isabella Way
3bd / 3ba · 1,356 sqft · Condo
$600K
Est. $3,574/mo
1320 Palomar Place
3bd / 2ba · 1,396 sqft · Condo
$565K
Est. $3,600/mo
1862 Morning View Drive
3bd / 2.5ba · 1,458 sqft · Condo
$750K
Est. $3,619/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
16 leases of 1–3 bed condos & townhomes within 2 mi · $2,628–$3,171
Blended 50/50 with the zip's market median ($2,757)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,017/mo short at 20% down; 81% down or +$2,619/mo rent closes it.
- Break-even price
- $213,643
- Break-even rent
- $5,460/mo
- Cashflow at 35% down
- −$1,519/mo
- Down payment to break even
- 81%
- Rate to break even
- Not reachable
55% under asking
$2,619/mo above the estimate
$384,749 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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