909 Sutter St

909 Sutter St #105

D

San Diego, CA 92103

$849,000
NEW — 3d on market

Soft Appraisal Value: $835,400 · 1.6% above estimate

Beds

2

Baths

2

Sqft

1,125

Year Built

1988

Days on Market

3

Property Type

Condo

HOA/mo

$778

MLS ID

260007777SD

Description

Ideally situated in the heart of Mission Hills, San Diego, this beautiful, updated corner unit offers comfort, privacy, and walkability. Just minutes from Downtown San Diego, Little Italy, and Hillcrest, and surrounded by top-rated restaurants, trendy cafés, and boutique shopping, this prime location delivers the best of San Diego lifestyle with convenient freeway access. This residence features its own private entrance and a thoughtfully upgraded interior, including brand-new dual-pane windows, a new HVAC system, and fully remodeled bathrooms with modern, high-end finishes. The open-concept floor plan creates seamless indoor-outdoor flow, leading to an expansive private patio and deck. Located within a well-maintained complex of just 19 units, this property offers a rare opportunity to own in one of San Diego’s most desirable neighborhoods. Additional features include convenient ground-floor storage and one parking space.

Mortgage Calculator

Est. Monthly Payment

$6,168

Principal & Interest$4,293
Property Tax$849
Insurance$248
HOA$778
%($169,800)
%

Investment Score

1D
Est. Monthly Rent
$3,614
Monthly Cashflow

Rent − PITIA

$-2,554
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,093

Mortgage (P+I)
$4,293
Cap Rate
0.28%
Cash-on-Cash
-28.92%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.59
Break-even Rent
$8,929

NOI (Annual)
$2,403
Price-to-Rent

Lower = better for investors

19.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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