909 Sutter St
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909 Sutter St #105

D

San Diego, CA 92103

$799,000

Soft Appraisal Value: $788,400 · 1.3% above estimate

Beds

2

Baths

2

Sqft

1,125

Year Built

1988

Days on Market

49

Property Type

Condo

HOA/mo

$778

MLS ID

260007777SD

This property is in San Diego (92103). View neighborhood stats →

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About This Property

Ideally situated in the heart of Mission Hills, San Diego, this beautiful, updated corner unit offers comfort, privacy, and walkability. Just minutes from Downtown San Diego, Little Italy, and Hillcrest, and surrounded by top-rated restaurants, trendy cafés, and boutique shopping, this prime location delivers the best of San Diego lifestyle with convenient freeway access. This residence features its own private entrance and a thoughtfully upgraded interior, including brand-new dual-pane windows, a new HVAC system, and fully remodeled bathrooms with modern, high-end finishes. The open-concept floor plan creates seamless indoor-outdoor flow, leading to an expansive private patio and deck. Located within a well-maintained complex of just 19 units, this property offers a rare opportunity to own in one of San Diego’s most desirable neighborhoods. Additional features include convenient ground-floor storage and one parking space.

Mortgage Calculator

Est. Monthly Payment

$5,850

Principal & Interest$4,040
Property Tax$799
Insurance$233
HOA$778
%($159,800)
%

Location

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Investment Score

17D
Est. Monthly Rent
$3,598
Monthly Cashflow

Rent − PITIA

$-2,252
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,746

Mortgage (P+I)
$4,040
Cap Rate
0.44%
Cash-on-Cash
-28.13%
DSCR

Need ≥ 1.25 for DSCR loan

0.62
Break-even Rent
$8,462

NOI (Annual)
$3,536
Price-to-Rent

Lower = better for investors

18.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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