3687 4th Ave
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3687 4th Ave #313

D

San Diego, CA 92103

$529,000

Beds

1

Baths

1

Sqft

725

Year Built

2007

Days on Market

57

Property Type

Condo

HOA/mo

$896

MLS ID

260003798SD

This property is in San Diego (92103). View neighborhood stats →

Virtual Tour

About This Property

Step into the energy of Hillcrest at Atlas, where vibrant city living unfolds right outside your door. Situated in one of San Diego’s most walkable and dynamic neighborhoods, this former model one-bedroom residence offers immediate access to acclaimed restaurants, cafés, boutiques, nightlife, and everyday conveniences. Designed with an open-concept layout, the living and kitchen areas flow effortlessly, creating a bright and functional space ideal for modern urban living. The kitchen is enhanced with brand new appliances, and a newer HVAC system ensures year-round comfort. The spacious primary bedroom features a generous walk-in closet, offering both comfort and practical storage. A private, partially covered balcony extends the living space outdoors — a wonderful setting for morning coffee or unwinding in the evening. Atlas residents enjoy a full collection of amenities including a well-equipped fitness center, private pool and heated spa, and a clubhouse complete with full kitchen and entertainment space. The building offers secured entry, elevator access to all five floors, ample secure guest parking, and EV charging stations for residents. Centrally located and highly sought after, this residence delivers the ideal blend of comfort, convenience, and connection in one of San Diego’s most vibrant communities.

Mortgage Calculator

Est. Monthly Payment

$4,254

Principal & Interest$2,675
Property Tax$529
Insurance$154
HOA$896
%($105,800)
%

Location

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Investment Score

0D
Est. Monthly Rent
$2,312
Monthly Cashflow

Rent − PITIA

$-1,942
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,915

Mortgage (P+I)
$2,675
Cap Rate
-0.54%
Cash-on-Cash
-33.06%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$6,097

NOI (Annual)
$-2,875
Price-to-Rent

Lower = better for investors

19.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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