8994 Stimson Ct

8994 Stimson Ct

Ctop 80%

Rancho Peñasquitos, CA 92129

$1,395,000

Pass at asking: -$7,185/mo full cashflow at 20% down, 7.49% rate.

Works at $463,528 (67% under asking), or at 94% down.

Rent $4,643/mo from 8 leases of 3-bed houses within 1 mi ($4,573–$4,879).

Beds

3

Baths

2

Sqft

1,649

Year Built

1979

Days on Market

—

Property Type

Single Family

HOA/mo

N/A

MLS ID

260026243SD

This property is in Rancho Peñasquitos (92129). View neighborhood stats →

About This Property

Welcome to 8994 Stimson Ct, a beautifully reimagined home in the highly desirable Rancho Penasquitos community! Offering 3 bedrooms, 2 bathrooms and 1,649 square feet of thoughtfully renovated living space, this stunning property blends modern design, comfort and versatility. Step inside to discover a bright, inviting interior featuring updated flooring, fresh paint and stylish finishes throughout. The beautifully redesigned kitchen serves as the heart of the home, showcasing modern cabinetry, elegant countertops, updated appliances and a spacious island perfect for entertaining. Both bathrooms have been tastefully renovated with contemporary finishes, creating a fresh, sophisticated feel. Step outside to enjoy the refreshed exterior, inviting backyard and a detached bonus room, ideal for a home office, personal gym, creative studio or private retreat. Located within the highly regarded, award winning Poway Unified School District, this home offers convenient access to top rated Sundance Elementary, Mesa Verde Middle School and Westview High School, with Mesa Verde and Westview approximately one mile away. With extensive renovations, flexible bonus space and an exceptional Rancho Penasquitos location, this move in ready home offers the perfect combination of style, functionality and convenience. Don't miss this incredible opportunity!

Mortgage Calculator

Est. Monthly Payment

$9,597

Principal & Interest$7,796
Property Tax$1,395
Insurance$407
%($279,000)
%
Loan Term

Location

Loading map...

Investment Score

7C
Est. Monthly Rent
$4,643

8 leases of 3-bed houses within 1 mi · $4,573–$4,879

Blended 50/50 with the zip's market median ($4,534)

Monthly Cashflow

Rent − PITIA

-$4,955
Full Cashflow

Incl. vacancy, PM, maint, capex

-$7,185

What would make this work?

$7,185/mo short at 20% down; 94% down or +$9,331/mo rent closes it.

Break-even price

67% under asking

$463,528
Break-even rent

$9,331/mo above the estimate

$13,974/mo
Cashflow at 35% down
−$5,723/mo
Down payment to break even

$1,311,300 cash

94%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$7,796
Cap Rate
0.72%
Cash-on-Cash
-30.90%
DSCR

Need ≥ 1.25 for DSCR loan

0.48

NOI (Annual)
$10,113
Price-to-Rent

Lower = better for investors

25.0

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
CCashflow−$7,185/mo