889 Date Street #324
Btop 30%San Diego, CA 92101
124 licensed short-term rentals within ½ mile (98 whole home), from the cities' license and permit lists of Nov 8, 2026.
None of the 77 homes on this home's recorded tract holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$1,863/mo full cashflow at 20% down, 7.43% rate.
Works at $186,529 (57% under asking), or at 83% down.
Rent $2,686/mo from 1 lease in this building (±1 bed).
Beds
1
Baths
1
Sqft
671
Year Built
2007
Days on Market
98
Property Type
Condo
HOA/mo
$636
MLS ID
PTP2605835
This property is in San Diego (92101). View neighborhood stats →
About This Property
Nestled in the heart of desirable Cortez Hill, this beautifully updated condo offers the perfect blend of style, comfort, and convenience. Soaring high ceilings create an open, airy atmosphere, while stylish laminate flooring, designer paint, and decorative lighting add a modern touch throughout. The contemporary kitchen is thoughtfully designed with sleek quartz countertops, newer cabinetry, and stainless-steel appliances — ideal for both everyday living and entertaining. Residents enjoy resort-style community amenities, including a sparkling pool, relaxing spa, fully equipped fitness center and concierge service 7 days a week. Centrally located, this exceptional home provides easy access to downtown dining, shopping, entertainment, and major freeways, making it the perfect urban retreat.
Mortgage Calculator
Est. Monthly Payment
$3,573
Location
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Zoned Schools
Elementary
Washington Elementary · grades PK-5 · San Diego Unified
Middle
Roosevelt International Middle · grades 6-8 · San Diego Unified
High
San Diego High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$2,686
Comp Average
$2,736
550 15th St.
1bd / 1ba · 691 sqft · Condo
$409K
Est. $2,645/mo
1944 State
1bd / 1ba · 676 sqft · Condo
$540K
Est. $3,067/mo
889 Date
1bd / 1ba · 695 sqft · Condo
$399K
Est. $2,610/mo
530 K St
1bd / 1ba · 648 sqft · Condo
$450K
Est. $2,543/mo
425 Beech Street
1bd / 1ba · 655 sqft · Condo
$479K
Est. $2,817/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
1 lease in this building (±1 bed)
Blended 50/50 with a property-level estimate
Thin data: only 1 lease behind this number.
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$1,863/mo short at 20% down; 83% down or +$2,419/mo rent closes it.
- Break-even price
- $186,529
- Break-even rent
- $5,105/mo
- Cashflow at 35% down
- −$1,416/mo
- Down payment to break even
- 83%
- Rate to break even
- Not reachable
57% under asking
$2,419/mo above the estimate
$356,070 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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