881 Windridge Circle
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881 Windridge Circle

D

San Marcos, CA 92078

$1,299,000
NEW — 2d on market

Beds

4

Baths

3

Sqft

2,349

Year Built

1994

Days on Market

2

Property Type

Single Family

HOA/mo

N/A

MLS ID

260008522SD

This property is in San Marcos (92078). View neighborhood stats →

About This Property

Welcome to 881 Windridge Circle in Chancellors Crest within Discovery Hills—one of the area’s most exclusive enclaves—where light, space, and lifestyle come together in the heart of San Marcos’ beloved Discovery Lake community. The home’s charming curb appeal and low-maintenance hardscaped front yard set the tone. Step inside to soaring ceilings, abundant natural light throughout, and an open floorplan that feels expansive and inviting. Large windows and crisp white shutters create a bright, timeless aesthetic. The open kitchen area flows seamlessly to the living space and backyard, creating ideal indoor-outdoor living. The main living area features a fireplace, adding warmth and charm. This 4-bedroom, 3-bath home offers approximately 2,349 square feet of well-designed living space, including a highly desirable main-level bedroom or office and full bath. The kitchen is functional and welcoming, featuring a walk-in pantry and breakfast nook. Upstairs, the spacious primary suite is a true retreat, featuring an expansive private deck with beautiful sunset, mountain, and hill views, along with its own fireplace for added comfort. The ensuite bath offers a soaking tub, walk-in shower, dual vanities, and ample space to unwind. Two additional upstairs guest bedrooms complete the second level. Step outside to a private backyard featuring low-maintenance turf, clean, usable, and ideal for entertaining or everyday outdoor living!

Mortgage Calculator

Est. Monthly Payment

$8,246

Principal & Interest$6,568
Property Tax$1,299
Insurance$379
%($259,800)
%

Location

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Investment Score

2D
Est. Monthly Rent
$4,547
Monthly Cashflow

Rent − PITIA

$-3,699
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,828

Mortgage (P+I)
$6,568
Cap Rate
0.68%
Cash-on-Cash
-26.92%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$12,116

NOI (Annual)
$8,888
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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