639 Starstone Drive

639 Starstone Drive

D

San Marcos, CA 92078

$900,000

Soft Appraisal Value: $892,000 · 0.9% above estimate

Beds

3

Baths

2

Sqft

2,000

Year Built

1991

Days on Market

19

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2602276

Description

This charming single-story home offers versatile living with its original 3 bedrooms and 2 baths, perfect for growing families or flexible space needs. Situated on a spacious 6,300 sq ft lot, it provides ample outdoor room for a small ADU, entertaining and relaxing. Enjoy the convenience of walking your children just one block to La Mirada Academy (K-8), with parks, shopping, dining, and freeway access only minutes away. A rare opportunity, this home is hitting the market for the first time in 35 years!

Mortgage Calculator

Est. Monthly Payment

$5,713

Principal & Interest$4,551
Property Tax$900
Insurance$262
%($180,000)
%

Investment Score

5D
Est. Monthly Rent
$4,147
Monthly Cashflow

Rent − PITI − HOA

$-1,566
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,270

Mortgage (P+I)
$4,551
Cap Rate
1.71%
Cash-on-Cash
-21.80%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.73
Break-even Rent
$8,393

NOI (Annual)
$15,374
Price-to-Rent

Lower = better for investors

18.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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