8654 Ara Pl
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8654 Ara Pl

C

San Diego, CA 92126

$1,275,000
NEW — 5d

Beds

5

Baths

3

Sqft

2,255

Year Built

1971

Days on Market

5

Property Type

Single Family

HOA/mo

$31

MLS ID

260015202SD

This property is in San Diego (92126). View neighborhood stats →

Virtual Tour

About This Property

Come see this nicely updated 5-bedroom, 3-bathroom two-story home offering a versatile floor plan and modern upgrades. Featuring 3 bedrooms on the main level, including the primary bedroom with a private bath, this home is ideal for multi-generational living or anyone seeking convenient single-level functionality. Upstairs you'll find 2 additional bedrooms and an extra-large open loft, perfect for a family room, home office, playroom, or media space.The upgraded kitchen is the heart of the home, with cherry cabinetry, granite countertops, a center island, stainless steel appliances, and recessed lighting. Vaulted ceilings in the living room create an open, airy atmosphere filled with natural light.Recent improvements include updated bathrooms, vinyl windows, fresh interior paint, and new luxury vinyl plank flooring throughout, making this home truly move-in ready. Step outside and enjoy low-maintenance outdoor living enclosed with white vinyl fencing. The covered backyard patio is perfect for relaxing, while the backyard features easy-care artificial turf. The fenced front yard includes a concrete patio area, offering additional outdoor space with minimal upkeep. Roof replaced in 2017. Energy efficiency is enhanced by a 17-panel leased solar system through Sunrun, which may be assumed by the buyer 6 years left on the lease. Residents enjoy a low HOA of just $185 twice yearly (paid in January and July) and access to the community pool and spa located nearby at 8550 Lynx Road.

Mortgage Calculator

Est. Monthly Payment

$8,125

Principal & Interest$6,447
Property Tax$1,275
Insurance$372
HOA$31
%($255,000)
%

Location

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Investment Score

7D
Est. Monthly Rent
$4,463
Monthly Cashflow

Rent − PITIA

$-3,662
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,751

Mortgage (P+I)
$6,447
Cap Rate
0.66%
Cash-on-Cash
-27.06%
DSCR

Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$11,932

NOI (Annual)
$8,352
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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