8641 Hydra Lane

8641 Hydra Lane

D

San Diego, CA 92126

$1,100,000

Soft Appraisal Value: $1,099,300 · 0.1% above estimate

Beds

4

Baths

2

Sqft

1,614

Year Built

1971

Days on Market

35

Property Type

Single Family

HOA/mo

$175

MLS ID

NDP2601463

Description

Welcome to this move-in ready, single-story home nestled in the heart of Mira Mesa. Located in the desirable 92126 zip code, this light and bright 4-bedroom, 2-bath residence offers 1,614 square feet of thoughtfully updated living space on a spacious 7,300 square foot lot. Step inside to find new luxury vinyl plank flooring throughout the main living areas, new carpet in the bedrooms, fresh interior paint, and vaulted ceilings that create an open, airy feel. The open-concept kitchen and great room are ideal for everyday living and entertaining, anchored by a cozy fireplace. The kitchen has been refreshed with freshly painted cabinetry, a new subway tile backsplash, and upgraded light switches, outlets, and modern light fixtures throughout the home.The backyard is designed for both relaxation and gatherings, featuring brick pavers, an awning for shaded outdoor dining, and a permanent grill area with vintage brick smoker. Lush landscaping, mature trees, and a private orientation provide greenery and shade, while the expansive lot extends further back, offering endless possibilities for expansion, gardening, or play. The community HOA also offers a community pool. Ideally situated near great schools, shopping, restaurants, the library, and the post office, with convenient access to Lake Miramar, Marine Corps Air Station Miramar, and major freeways. This turnkey home offers comfort, thoughtful updates, and an unbeatable central location.

Mortgage Calculator

Est. Monthly Payment

$7,158

Principal & Interest$5,562
Property Tax$1,100
Insurance$321
HOA$175
%($220,000)
%

Investment Score

5D
Est. Monthly Rent
$4,276
Monthly Cashflow

Rent − PITI − HOA

$-2,882
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,782

Mortgage (P+I)
$5,562
Cap Rate
0.85%
Cash-on-Cash
-15.72%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.60
Break-even Rent
$7,158

NOI (Annual)
$9,358
Price-to-Rent

Lower = better for investors

21.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator