8636 Garde Court
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8636 Garde Court

Ctop 80%

San Diego, CA 92126

$800,000
NEW — 0d
STR: check · no permits in this complex · TOT 12.75%

15 licensed short-term rentals within ½ mile (11 whole home), from the cities' license and permit lists of Nov 3, 2026.

No unit in this 58-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$3,846/mo full cashflow at 20% down, 7.49% rate.

Works at $301,340 (62% under asking), or at 89% down.

Rent $3,346/mo from 10 leases of 2–4 bed condos & townhomes within 0.5 mi ($2,890–$3,058).

Beds

3

Baths

2

Sqft

1,010

Year Built

1980

Days on Market

0

Property Type

Condo

HOA/mo

$252

MLS ID

OC26232067

This property is in San Diego (92126). View neighborhood stats →

About This Property

TURNKEY OPPORTUNITY IN MIRA MESA. FULLY REMODELED 3BED, 2 BATH Located in the highly sought-after Colony Homes communitycentrally located near major highways (I-15, I-805, 56, 52), it is a major hub for professionals working in the nearby "biotech beach" areaValley and Sorrento Mesa. It sits just north of Marine Corps Air Station (MCAS) Miramar. Located in a desirable community close to shoppand community events like the annual Mira Mesa Street Fair, and easy access to inland hiking areas. The area offers a "dense suburban" lipublic schools. This beautifully remodeled 1,010 sq ft, Cul-de-sac end unit, 3-bedroom, 2-bath SFR/A (Condo) blends modern design withStep inside to an modern layout featuring luxury LVP flooring throughout and a completely upgraded open concept kitchen designed for bThe kitchen showcases quartz countertops, a workstation stainless steel sink, brand-new appliances, and contemporary fixtures self closiperfect for entertaining or daily living. A spacious primary suite with wall to wall mirrored closet , a sleek modern bathroom with a wall-mmirror medicine cabinet, and a walk-in Rain shower head. Second bathroom has been fully renovated with a new tub, wall-mounted vanitmirror medicine cabinet, delivering a cohesive, high-end feel throughout. The large living room connected to 2nd bedroom with beautifulflexibility of having it open and use the bedroom as a dining room or any purpose you see fit. Enjoy the fully fenced, low-maintenance privwith artificial turf, a planting bed, and drip irrigation system, ideal for gatherings, and pets. ADU potential adds flexibility and long-term vhighlights include an attached one-car garage and a covered carport. This home offers comfort, convenience, and modern living at its best.

Mortgage Calculator

Est. Monthly Payment

$5,756

Principal & Interest$4,471
Property Tax$800
Insurance$233
HOA$252
%($160,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Ericson Elementary · grades PK-5 · San Diego Unified

  • Middle

    Wangenheim Middle · grades 6-8 · San Diego Unified

  • High

    Mira Mesa High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

23C
Est. Monthly Rent
$3,346

10 leases of 2–4 bed condos & townhomes within 0.5 mi · $2,890–$3,058

Blended 50/50 with the zip's market median ($3,743)

Monthly Cashflow

Rent − PITIA

-$2,410
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,846

What would make this work?

$3,846/mo short at 20% down; 89% down or +$4,995/mo rent closes it.

Break-even price

62% under asking

$301,340
Break-even rent

$4,995/mo above the estimate

$8,341/mo
Cashflow at 35% down
−$3,008/mo
Down payment to break even

$712,000 cash

89%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,471
Cap Rate
1.19%
Cash-on-Cash
-28.84%
DSCR

Need ≥ 1.25 for DSCR loan

0.58

NOI (Annual)
$9,505
Price-to-Rent

Lower = better for investors

19.9

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,846/mo