10955 Via Abaca
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10955 Via Abaca

Ctop 80%

San Diego, CA 92126

$785,000
STR: check · no permits in this complex · TOT 12.75%

15 licensed short-term rentals within ½ mile (11 whole home), from the cities' license and permit lists of Nov 10, 2026.

No unit in this 64-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$3,832/mo full cashflow at 20% down, 7.43% rate.

Works at $286,171 (64% under asking), or at 91% down.

Rent $3,185/mo from 10 leases of 2–4 bed condos & townhomes within 0.5 mi, same school area ($2,890–$3,058).

Beds

3

Baths

2

Sqft

1,010

Year Built

1979

Days on Market

97

Property Type

Condo

HOA/mo

$255

MLS ID

260019020SD

This property is in San Diego (92126). View neighborhood stats →

Virtual Tour

About This Property

The condo that feels like a house with 3 bedrooms, 2 baths, rear yard along with a garage, carport, upgraded kitchen & baths and interior laundry. Recently remodeled with new paint, new laminate flooring, new closet doors, new dishwasher, new stove, new bathroom fixtures and new blinds. Furnace upgrade in 2017. Lots of storage, including the garage attic that's easily accessible. Ready for move-in and centrally located near parks, restaurants, freeway access and MCAS Miramar.

Mortgage Calculator

Est. Monthly Payment

$5,630

Principal & Interest$4,361
Property Tax$785
Insurance$229
HOA$255
%($157,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Ericson Elementary · grades PK-5 · San Diego Unified

  • Middle

    Wangenheim Middle · grades 6-8 · San Diego Unified

  • High

    Mira Mesa High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

22C
Est. Monthly Rent
$3,185

10 leases of 2–4 bed condos & townhomes within 0.5 mi, same school area · $2,890–$3,058

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$2,445
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,832

What would make this work?

$3,832/mo short at 20% down; 91% down or +$4,976/mo rent closes it.

Break-even price

64% under asking

$286,171
Break-even rent

$4,976/mo above the estimate

$8,161/mo
Cashflow at 35% down
−$3,014/mo
Down payment to break even

$714,350 cash

91%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,361
Cap Rate
1.05%
Cash-on-Cash
-29.29%
DSCR

Need ≥ 1.25 for DSCR loan

0.57

NOI (Annual)
$8,262
Price-to-Rent

Lower = better for investors

20.5

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,832/mo