848 Harding St
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848 Harding St

A

Escondido, CA 92027

$750,000
NEW — 6d

Soft Appraisal Value: $744,900 · 0.7% above estimate

Beds

3

Baths

2

Sqft

1,430

Year Built

1980

Days on Market

6

Property Type

Single Family

HOA/mo

N/A

MLS ID

260016100SD

This property is in Escondido (92027). View neighborhood stats →

About This Property

Situated on a desirable corner lot directly across from a broad greenbelt, this charming home offers comfort, convenience, and established neighborhood appeal. The beautifully landscaped, low-maintenance yard features artificial turf, rose bushes and citrus trees. Exceptional features of this home include newer dual-pane windows, new interior paint accented by vintage paneling, newer exterior and trim paint, indoor laundry room, wood look laminate flooring, and a security front door. The kitchen overlooks the back yard and features a newer stainless steel microwave and range and is adjacent to a family room that features a vintage bar area complete with nostalgic bar accessories, lights and signs, perfect for entertaining. The generous sized living room offers a cozy wood-burning fireplace. Located in a well-established neighborhood known for its mature trees, larger lots, and convenient access to schools, parks, shopping, and dining. Residents also enjoy easy access to Highway 78 & 15, downtown Historic Escondido, and popular outdoor destinations including Daley Ranch, Dixon Lake and The Safari Park. This home offers the ideal combination of comfortable living and a convenient North County lifestyle. No HOA The kitchen overlooks the back yard and features a newer stainless steel microwave and range and is adjacent to a family room that features a vintage bar area complete with nostalgic bar accessories, lights and signs, perfect for entertaining. Other features include newer dual-pane windows, new interior paint accented by vintage paneling, newer exterior and trim paint, indoor laundry room, wood look laminate flooring, and a security front door. The generous sized living room offers a cozy wood-burning fireplace. Located in a well-established neighborhood known for its mature trees, larger lots, and convenient access to schools, parks, shopping, and dining. Residents also enjoy easy access to Highway 78 & 15, downtown Historic Escondido, and popular outdoor destinations including Daley Ranch, Dixon Lake and The Safari Park. This home offers the ideal combination of comfortable living and a convenient North County lifestyle. No HOA

Mortgage Calculator

Est. Monthly Payment

$4,761

Principal & Interest$3,792
Property Tax$750
Insurance$219
%($150,000)
%

Location

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Investment Score

52B
Est. Monthly Rent
$3,897
Monthly Cashflow

Rent − PITIA

$-864
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,386

Mortgage (P+I)
$3,792
Cap Rate
2.25%
Cash-on-Cash
-19.09%
DSCR

Need ≥ 1.25 for DSCR loan

0.82
Break-even Rent
$6,995

NOI (Annual)
$16,880
Price-to-Rent

Lower = better for investors

16.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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