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8430 Hydra Lane
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8430 Hydra Lane

C

San Diego, CA 92126

$1,024,999

Soft Appraisal Value: $1,012,700 · 1.2% above estimate

Beds

4

Baths

2

Sqft

1,320

Year Built

1972

Days on Market

34

Property Type

Single Family

HOA/mo

$31

MLS ID

260011501SD

This property is in San Diego (92126). View neighborhood stats →

Virtual Tour

About This Property

Now offering Interest Rate buy downs!!! Welcome to the heart of it all in Mira Mesa, one of San Diego’s most vibrant, thriving, and highly sought-after communities. This stunningly remodeled single-story 4-bedroom, 2-bath home has been completely transformed from floor to ceiling with today’s modern buyer in mind. The once modest kitchen has been thoughtfully expanded now features additional gorgeous white soft-close cabinetry, sleek black hardware, stainless steel appliances, and a large stainless sink. From the moment you walk in, you’ll notice the fresh modern energy — newer flooring, new six-panel doors, stylish black handles and hinges, recessed canned lighting throughout the home (even in the bedrooms), beautifully remodeled bathrooms, dual-pane vinyl windows flooding the home with natural light, and fresh interior and exterior paint that makes everything feel crisp, bright, and new. And then there’s the LOCATION! Situated in what many consider the true “center of San Diego,” this home places you just minutes and in many cases walking distance from shopping centers, restaurants, coffee shops, grocery stores, gas stations, parks, schools, and everyday conveniences that make life easier and more enjoyable. Approximately 8 miles from the beach surrounded by major tech employers, colleges and some of San Diego’s strongest career opportunities. This is the neighborhood everyone wants to be in: energetic, connected, family-friendly, and incredibly convenient. This is the Mecca! And then there’s the LOCATION! Situated in what many consider the true “center of San Diego,” this home places you just minutes and in many cases walking distance from shopping centers, restaurants, coffee shops, grocery stores, gas stations, parks, schools, and everyday conveniences that make life easier and more enjoyable. Approximately 8 miles from the beach surrounded by major tech employers, colleges and some of San Diego’s strongest career opportunities.This is the neighborhood everyone wants to be in: energetic, connected, family-friendly, and incredibly convenient. This is the Mecca!

Mortgage Calculator

Est. Monthly Payment

$6,538

Principal & Interest$5,183
Property Tax$1,025
Insurance$299
HOA$31
%($205,000)
%

Location

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Investment Score

26D
Est. Monthly Rent
$4,476
Monthly Cashflow

Rent − PITIA

$-2,062
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,946

Mortgage (P+I)
$5,183
Cap Rate
1.45%
Cash-on-Cash
-23.10%
DSCR

Need ≥ 1.25 for DSCR loan

0.68
Break-even Rent
$9,600

NOI (Annual)
$14,848
Price-to-Rent

Lower = better for investors

19.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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