8397 Summerdale Road
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8397 Summerdale Road #A

C

San Diego, CA 92126

$685,000
NEW — 0d

Soft Appraisal Value: $673,700 · 1.7% above estimate

Beds

2

Baths

2

Sqft

1,101

Year Built

1981

Days on Market

0

Property Type

Townhouse

HOA/mo

$499

MLS ID

PTP2605159

This property is in San Diego (92126). View neighborhood stats →

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About This Property

THIS IS IT! Beautifully updated single-level twin-home-style residence offering the privacy buyers are searching for—no neighbors above or below, only one shared wall, and your own private backyard! Light, bright and truly move-in ready, this 2BR/2BA home features gorgeous new LVT plank flooring and baseboards, newly smoothed and retextured ceilings, fresh interior paint, recessed lighting, ceiling fans and dual-pane windows throughout. The cheerful kitchen offers refreshed cabinetry, new quartz countertops, new single-basin sink and faucet, new garbage disposal, stainless appliances, a new LG French-door refrigerator with ice maker, generous pantry storage and a sunny breakfast nook surrounded by windows. Prefer cooking with gas? A gas hookup is already in place for a future gas range. The spacious living area is filled with natural light from a dramatic wall of glass and sliding door opening directly to the private backyard, creating an easy indoor-outdoor connection. Step outside to a wonderful full-length deck and private outdoor living space—perfect for morning coffee, weekend barbecues, entertaining friends or simply relaxing. Two private storage sheds add exceptional functionality. The generous primary suite features a large wall-to-wall closet and private bath with an easy-entry walk-in shower and grab bars. The second bedroom and full guest bath offer wonderful flexibility for family, guests, a home office or hobbies. Additional highlights include indoor laundry with a newer stacked washer/dryer and built-in storage, central heat & A/C, and plantation shutters, etc. Enjoy complex amenities: refreshing pool, spa and clubhouse, all in a convenient Mira Mesa location close to shopping, dining, parks, schools and everyday essentials. VA approved!

Mortgage Calculator

Est. Monthly Payment

$4,848

Principal & Interest$3,464
Property Tax$685
Insurance$200
HOA$499
%($137,000)
%

Location

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Investment Score

24D
Est. Monthly Rent
$2,923
Monthly Cashflow

Rent − PITIA

$-1,925
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,168

Mortgage (P+I)
$3,464
Cap Rate
0.52%
Cash-on-Cash
-27.75%
DSCR

Need ≥ 1.25 for DSCR loan

0.60
Break-even Rent
$7,037

NOI (Annual)
$3,551
Price-to-Rent

Lower = better for investors

19.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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