830 Lincoln Avenue #180
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830 Lincoln Avenue #180

Atop 10%

Escondido, CA 92026

$299,900
STR limited · Escondido pilot, owners only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$1,365/mo full cashflow at 20% down, 7.36% rate.

Works at $121,293 (60% under asking), or at 86% down.

Rent $2,041/mo from 24 leases of studio–2 bed condos & townhomes within 2 mi ($1,740–$2,185).

Beds

1

Baths

1

Sqft

585

Year Built

1979

Days on Market

195

Property Type

Condo

HOA/mo

$645

MLS ID

OC26095083

This property is in Escondido (92026). Browse neighborhood analytics →

About This Property

**YOUR NEXT CHAPTER STARTS HERE—AND HOMEOWNERSHIP MAY BE MORE ATTAINABLE THAN YOU THINK!** Welcome to 830 W Lincoln Avenue #180, a thoughtfully updated, move-in-ready condominium tucked inside the gated Village Green community in Escondido. Imagine coming home to a space that's truly yours, where comfort, convenience and the opportunity to build equity come together. This desirable first-floor residence features a refreshed kitchen with newer cabinetry, granite countertops and stainless-steel appliances, an updated bathroom, newer custom closet storage, convenient in-unit laundry, air conditioning and all-new copper plumbing for added peace of mind. Natural light fills the inviting living area, which opens to a private covered patio with newer fencing—perfect for enjoying your morning coffee, unwinding after a long day or creating your own peaceful outdoor retreat. Enjoy the simplicity of single-level living, assigned covered parking and community amenities including a pool, spa and mature landscaping, all conveniently located near shopping, dining, parks and major commuter routes.**EXCEPTIONAL FINANCING OPPORTUNITIES MAKE THIS HOME EVEN MORE APPEALING!** The seller is open to contributing toward buyer closing costs or a mortgage interest-rate buydown, potentially making your monthly payment more manageable. Qualified buyers may also be eligible for zero-down financing options, FHA or VA financing subject to applicable condominium approval requirements, and **$10,000 toward a down payment through the Wells Fargo Home Buyer Access Grant Program.** Whether you're ready to purchase your first home, simplify your lifestyle or invest in your future, this is an opportunity to stop imagining what homeownership could feel like and start making it your reality. **Your next chapter is waiting. Schedule your private showing today!** Seller concessions are negotiable and subject to offer terms and lender limits. All financing and grant opportunities are subject to buyer and property eligibility, lender approval and program availability.

Mortgage Calculator

Est. Monthly Payment

$2,687

Principal & Interest$1,655
Property Tax$300
Insurance$87
HOA$645
%($59,980)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Rock Springs Elementary · grades K-5 · Escondido Union

  • Middle

    Del Dios Academy of Arts and Sciences · grades 6-8 · Escondido Union

  • High

    Escondido High · grades 9-12 · Escondido Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

52A
Est. Monthly Rent
$2,041

24 leases of studio–2 bed condos & townhomes within 2 mi · $1,740–$2,185

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$646
Full Cashflow

Incl. vacancy, PM, maint, capex

-$1,365

What would make this work?

$1,365/mo short at 20% down; 86% down or +$1,773/mo rent closes it.

Break-even price

60% under asking

$121,293
Break-even rent

$1,773/mo above the estimate

$3,814/mo
Cashflow at 35% down
−$1,055/mo
Down payment to break even

$257,914 cash

86%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$1,655
Cap Rate
1.57%
Cash-on-Cash
-27.31%
DSCR

Need ≥ 1.25 for DSCR loan

0.76

NOI (Annual)
$4,702
Price-to-Rent

Lower = better for investors

12.2

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
ACashflow−$1,365/mo