1350 N Escondido Blvd #46
1 / 20

1350 N Escondido Blvd #46

Atop 10%

Escondido, CA 92026

$280,000
STR limited · Escondido pilot, owners only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$1,178/mo full cashflow at 20% down, 7.36% rate.

Works at $125,841 (55% under asking), or at 82% down.

Rent $1,825/mo from 8 leases of studio–1 bed condos & townhomes within 2 mi ($1,468–$1,849).

Beds

Studio

Baths

1

Sqft

480

Year Built

1990

Days on Market

332

Property Type

Condo

HOA/mo

$443.25

MLS ID

SW25276350

This property is in Escondido (92026). Browse neighborhood analytics →

Virtual Tour

About This Property

This property qualifies for a VA loan. Nestled within a gated, well-maintained community surrounded by mature trees and landscaped grounds, this light-filled studio offers a peaceful retreat with a smart and efficient layout. The open living space is enhanced by high ceilings and large sliding glass doors that lead to a private balcony overlooking tranquil greenery, creating a natural extension of the living area and a calming indoor-outdoor feel.The thoughtfully designed floor plan allows for defined living, dining, and sleeping areas, maximizing functionality without wasted space. The updated kitchen features white cabinetry, granite countertops, and stainless steel appliances, seamlessly connecting to the dining area for everyday convenience. A spacious mirrored closet provides ample storage, while neutral finishes and plush carpeting create a clean, inviting atmosphere throughout.Residents enjoy access to a community pool, secure gated entry, and beautifully maintained common areas with walking paths, all adding to the relaxed and comfortable lifestyle this property offers. Ideally located near shopping, dining, and major freeways, this studio is an excellent opportunity for a first-time buyer, downsizer, or investor seeking low-maintenance living in a central Escondido location.

Mortgage Calculator

Est. Monthly Payment

$2,350

Principal & Interest$1,545
Property Tax$280
Insurance$82
HOA$443
%($56,000)
%
Loan Term

Location

Loading map...

Zoned Schools

  • Elementary

    Rock Springs Elementary · grades K-5 · Escondido Union

  • Middle

    Del Dios Academy of Arts and Sciences · grades 6-8 · Escondido Union

  • High

    Escondido High · grades 9-12 · Escondido Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

58A
Est. Monthly Rent
$1,825

8 leases of studio–1 bed condos & townhomes within 2 mi · $1,468–$1,849

Blended 50/50 with a property-level estimate

A property-level estimate runs more than 25% above what comparable homes leased for ($1,585). Treat this rent with extra care.

Monthly Cashflow

Rent − PITIA

-$525
Full Cashflow

Incl. vacancy, PM, maint, capex

-$1,178

What would make this work?

$1,178/mo short at 20% down; 82% down or +$1,530/mo rent closes it.

Break-even price

55% under asking

$125,841
Break-even rent

$1,530/mo above the estimate

$3,355/mo
Cashflow at 35% down
−$889/mo
Down payment to break even

$229,600 cash

82%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$1,545
Cap Rate
1.96%
Cash-on-Cash
-25.25%
DSCR

Need ≥ 1.25 for DSCR loan

0.78

NOI (Annual)
$5,495
Price-to-Rent

Lower = better for investors

12.8

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
ACashflow−$1,178/mo