817 Dolphin

817 Dolphin

D

Encinitas, CA 92024

$3,800,000
NEW — 3d on market

Beds

5

Baths

4.5

Sqft

4,032

Year Built

2014

Days on Market

3

Property Type

Single Family

HOA/mo

$170

MLS ID

260007038SD

Description

HUGE lot property tucked away on a quiet cul-de-sac in one of Encinitas’ most desirable coastal enclaves, this exceptional residence offers a rare blend of refined luxury and seamless indoor-outdoor living. Thoughtfully designed and impeccably maintained, the home spans over 4,000 square feet of light-filled living space with five spacious bedrooms, a versatile loft, and elevated designer finishes throughout. At the heart of the home, the chef’s kitchen flows effortlessly into expansive living and dining areas, creating an ideal setting for both everyday living and elevated entertaining. Oversized windows and doors bring in abundant natural light while framing serene garden views, enhancing the home’s warm yet modern feel. Step outside to a private resort-style backyard featuring a cocktail pool, lush landscaping, and multiple lounge areas designed for year-round enjoyment. Whether hosting under the stars or enjoying quiet coastal mornings, the outdoor spaces deliver the ultimate Southern California lifestyle. Upstairs, the primary suite offers a peaceful retreat with generous proportions, a spa-like bath, and a large walk-in closet. Additional bedrooms provide flexibility for guests, family, or a home office or wellness space. Located minutes from Encinitas’ beaches, dining, and top-rated schools, this home blends privacy, convenience, and elevated coastal living in one of North County’s most sought-after communities. A rare opportunity to own a turnkey property that truly stands above the market.

Mortgage Calculator

Est. Monthly Payment

$24,293

Principal & Interest$19,215
Property Tax$3,800
Insurance$1,108
HOA$170
%($760,000)
%

Investment Score

0D
Est. Monthly Rent
$10,232
Monthly Cashflow

Rent − PITI − HOA

$-14,061
Full Cashflow

Incl. vacancy, PM, maint, capex

$-19,581

Mortgage (P+I)
$19,215
Cap Rate
-0.12%
Cash-on-Cash
-30.92%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.42
Break-even Rent
$35,662

NOI (Annual)
$-4,392
Price-to-Rent

Lower = better for investors

30.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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