817 Dolphin
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817 Dolphin

C

Encinitas, CA 92024

$3,800,000

Soft Appraisal Value: $3,631,600 · 4.6% above estimate

Beds

5

Baths

4.5

Sqft

4,032

Year Built

2014

Days on Market

93

Property Type

Single Family

HOA/mo

$170

MLS ID

260007038SD

This property is in Encinitas (92024). View neighborhood stats →

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About This Property

RARE OVERSIZED LOT- on a quiet Encinitas cul-de-sac in one of North County San Diego's most coveted coastal communities. This move-in ready luxury home delivers over 4,000 square feet of thoughtfully designed living space featuring 5 bedrooms, a versatile loft, and high-end designer finishes throughout on a premium lot that is nearly impossible to find at this price point in coastal Encinitas. The open-concept chef's kitchen is a true centerpiece outfitted with premium appliances, custom cabinetry, and an expansive island flowing directly into generous living and dining areas ideal for entertaining. Oversized windows and sliding glass doors flood every room with natural light while framing lush garden views, creating the warm, airy aesthetic synonymous with coastal California living. Step into your private resort-style backyard: a cocktail pool, multiple al fresco lounge zones, and mature tropical landscaping designed for 365-day outdoor living. This is the Southern California indoor-outdoor lifestyle at its finest. Upstairs, the primary suite is a spa-inspired sanctuary with a luxurious soaking tub, dual vanities, walk-in shower, and a custom walk-in closet. Spacious secondary bedrooms offer flexibility for a home office, gym, or guest accommodations ideal for families, remote professionals, and luxury buyers relocating to North County San Diego. Minutes to Encinitas beaches, Swami's, downtown Encinitas restaurants and boutiques, Cardiff-by-the-Sea, Leucadia, and top-rated Encinitas Union School District and San Dieguito schools. Easy access to I-5 and the 101

Mortgage Calculator

Est. Monthly Payment

$24,293

Principal & Interest$19,215
Property Tax$3,800
Insurance$1,108
HOA$170
%($760,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$8,360
Monthly Cashflow

Rent − PITIA

$-15,933
Full Cashflow

Incl. vacancy, PM, maint, capex

$-21,022

Mortgage (P+I)
$19,215
Cap Rate
-0.57%
Cash-on-Cash
-33.19%
DSCR

Need ≥ 1.25 for DSCR loan

0.34
Break-even Rent
$35,662

NOI (Annual)
$-21,690
Price-to-Rent

Lower = better for investors

37.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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