8090 Camino Kiosco
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8090 Camino Kiosco

Ctop 80%

San Diego, CA 92122

$690,000
NEW — 0d
STR: check · no permits in this complex · TOT 12.75%

6 licensed short-term rentals within ½ mile (4 whole home), from the cities' license and permit lists of Nov 6, 2026.

No unit in this 63-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$3,399/mo full cashflow at 20% down, 7.43% rate.

Works at $247,403 (64% under asking), or at 91% down.

Rent $3,000/mo from 8 leases of 2-bed condos & townhomes within 0.5 mi ($2,769–$3,004).

Beds

2

Baths

2

Sqft

810

Year Built

1972

Days on Market

0

Property Type

Condo

HOA/mo

$410

MLS ID

260026412SD

This property is in San Diego (92122). View neighborhood stats →

About This Property

Charming UTC Remodeled Move-In Ready Home in the Heart of the Golden Triangle! This uniquely designed, customized end-unit on a single-story offers a spectacular, light-bright-and-airy floor plan with no one above or below—delivering the true feel of a single-family home while someone else maintains the grounds. Bathed in natural light from three walls of windows, featuring two private master suites with fully remodeled baths, premium fixtures, and second full bathroom. The renovated kitchen boasts sleek slate-grey countertops, custom cabinets, and stainless-steel appliances. Luxury vinyl plank flooring flows throughout, complemented by recessed LED lighting, dual-pane windows, fresh paint, updated central heat & air conditioning. Full-size washer/dryer in unit. One-car detached garage plus driveway parking. Enjoy a lush greenbelt patio in a popular complex with hundreds of soaring mature trees. Nearby Rose Canyon Preserve offers running and hiking trails. Prime central location just off Genesee Avenue busline near Westfield UTC Mall, La Jolla beaches, and Trolley for easy access to downtown events. Convenient to everything—this is a must-see! bathroom. Luxury vinyl plank flooring flows throughout, complemented by recessed LED lighting, dual-pane windows, fresh paint, updated central heat & air conditiong. Full-size washer/dryer in unit. One-car detached garage plus driveway parking. Enjoy a lush greenbelt patio in a popular complex with hundreds of soaring mature trees. Nearby Rose Canyon Preserve offers running and hiking trails. Prime central location just off Genesee Avenue near Westfield UTC Mall, La Jolla beaches, bus lines, and the Trolley for easy access to downtown events. Convenient to everything—this is a must-see!

Mortgage Calculator

Est. Monthly Payment

$5,134

Principal & Interest$3,833
Property Tax$690
Insurance$201
HOA$410
%($138,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Doyle Elementary · grades K-5 · San Diego Unified

  • Middle

    Standley Middle · grades 6-8 · San Diego Unified

  • High

    University City High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

26C
Est. Monthly Rent
$3,000

8 leases of 2-bed condos & townhomes within 0.5 mi · $2,769–$3,004

Blended 50/50 with the zip's market median ($3,151)

Monthly Cashflow

Rent − PITIA

-$2,134
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,399

What would make this work?

$3,399/mo short at 20% down; 91% down or +$4,415/mo rent closes it.

Break-even price

64% under asking

$247,403
Break-even rent

$4,415/mo above the estimate

$7,415/mo
Cashflow at 35% down
−$2,681/mo
Down payment to break even

$627,900 cash

91%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,833
Cap Rate
1.02%
Cash-on-Cash
-29.56%
DSCR

Need ≥ 1.25 for DSCR loan

0.58

NOI (Annual)
$7,008
Price-to-Rent

Lower = better for investors

19.2

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,399/mo