805 Cleveland St #C
Ctop 80%Oceanside, CA 92054Neighborhood: Townsite
78 licensed short-term rentals within ½ mile (78 whole home), from the cities' license and permit lists of Nov 9, 2026.
No unit in this 18-unit complex holds a short-term rental permit, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$5,216/mo full cashflow at 20% down, 7.43% rate.
Works at $420,000 (62% under asking), or at 89% down.
Rent $4,910/mo from 8 leases of 3-bed condos & townhomes within 0.5 mi ($4,400–$5,438).
Beds
3
Baths
2.5
Sqft
1,656
Year Built
1992
Days on Market
48
Property Type
Townhouse
HOA/mo
$555
MLS ID
260023237SD
This property is in Oceanside (92054). View neighborhood stats →
About This Property
Welcome to an exceptional Oceanside coastal retreat offering the perfect blend of location, lifestyle, and convenience. This bright home features a functional layout with a spacious main living area, a primary suite with its own private mini-split system, and an upstairs balcony with ocean views. The renovated kitchen is equipped with granite countertops, wood cabinetry, and a gas range, opening into a dedicated dining area surrounded by natural light. Additional highlights include a newer furnace, a newer water heater, in-unit laundry, a versatile bonus room ideal for a home office or extra storage, and access to community amenities like a relaxing hot tub. You will also love the attached two-car garage with generous extra space, perfect for storing surfboards, kayaks, bikes, and beach gear. Ideally situated near local beaches, public transit, and a nearby bike and walking trail, this property provides a prime location for enjoying coastal living. Whether you are looking for a primary residence or a coastal getaway, this unit offers an ideal space in the heart of Oceanside.
Mortgage Calculator
Est. Monthly Payment
$8,080
Location
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Zoned Schools
Elementary
Laurel Elementary · grades K-5 · Oceanside Unified
Middle
Lincoln Middle · grades 6-8 · Oceanside Unified
High
Oceanside High · grades 9-12 · Oceanside Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,910
Comp Average
$5,060
785 Harbor Cliff Way
3bd / 2.5ba · 1,776 sqft · Townhouse
$850K
Est. $5,410/mo
790 Harbor Cliff
3bd / 3.5ba · 1,427 sqft · Townhouse
$859K
Est. $4,930/mo
2035 Mountain Vista Way
2bd / 2.5ba · 1,356 sqft · Townhouse
$735K
Est. $3,414/mo
477 Cleveland Street
3bd / 3.5ba · 2,041 sqft · Townhouse
$1.30M
Est. $6,191/mo
435 Cleveland Street
3bd / 3.5ba · 2,041 sqft · Townhouse
$1.35M
Est. $5,356/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 3-bed condos & townhomes within 0.5 mi · $4,400–$5,438
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$5,216/mo short at 20% down; 89% down or +$6,773/mo rent closes it.
- Break-even price
- $420,000
- Break-even rent
- $11,683/mo
- Cashflow at 35% down
- −$4,071/mo
- Down payment to break even
- 89%
- Rate to break even
- Not reachable
62% under asking
$6,773/mo above the estimate
$978,110 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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