7922 Silvery Moon Ln
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7922 Silvery Moon Ln

Ctop 80%

Rancho Santa Fe, CA 92067Neighborhood: Santa Fe Valley

$2,550,000
STR: check · HOA rules unknown · TOT 8%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$11,311/mo full cashflow at 20% down, 7.43% rate.

Works at $1,077,320 (58% under asking), or at 84% down.

Rent $11,265/mo from 11 leases of 3–5 bed houses within 2 mi ($7,692–$14,619).

Beds

4

Baths

4.5

Sqft

3,881

Year Built

2016

Days on Market

53

Property Type

Single Family

HOA/mo

$400

MLS ID

NDP2608605

This property is in Rancho Santa Fe (92067). Browse neighborhood analytics →

Virtual Tour

About This Property

Set behind the private gates of Enclave in Rancho Santa Fe, an intimate community of just 13 homes, this exceptional home spans 3,881 sqft, with 4 bedrooms, 4.5 baths, highlighted by DUAL PRIMARY SUITES - one downstairs and one upstairs offering exceptional flexibility for multi-generational living, guests, or simply the luxury of choice. This 2016 Davidson-built residence delivers a rare combination of privacy, craftsmanship, and effortless luxury living showcasing high end finishes throughout and soaring ceilings at the main entry that make a striking first impression. A dedicated office provides an ideal work-from-home retreat, and guest bedrooms are all ensuite for privacy. Outside, a covered patio overlooks a lovely, low-maintenance yard complete with a built-in BBQ and a soothing water feature, perfect for entertaining or unwinding in privacy. Every detail here reflects quality construction and timeless design, creating a home that feels both elevated and effortlessly comfortable. Ideally situated adjacent to The Crosby, residents enjoy access to The Crosby’s world-class 18-hole golf club with a complete sports center including tennis, pickleball, a stunning pool, and gourmet dining options (membership required). With only 13 residences in this sought-after community, opportunities like this rarely come along. Enclave is within the desirable Solana Beach Elementary and San Dieguito High School Districts.

Mortgage Calculator

Est. Monthly Payment

$17,860

Principal & Interest$14,166
Property Tax$2,550
Insurance$744
HOA$400
%($510,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Solana Santa Fe Elementary · grades K-6 · Solana Beach Elementary

  • Middle

    Earl Warren Middle · grades 7-8 · San Dieguito Union High

  • High

    Torrey Pines High · grades 9-12 · San Dieguito Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

16C
Est. Monthly Rent
$11,265

11 leases of 3–5 bed houses within 2 mi · $7,692–$14,619

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$6,595
Full Cashflow

Incl. vacancy, PM, maint, capex

-$11,311

What would make this work?

$11,311/mo short at 20% down; 84% down or +$14,690/mo rent closes it.

Break-even price

58% under asking

$1,077,320
Break-even rent

$14,690/mo above the estimate

$25,955/mo
Cashflow at 35% down
−$8,655/mo
Down payment to break even

$2,142,000 cash

84%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$14,166
Cap Rate
1.61%
Cash-on-Cash
-26.61%
DSCR

Need ≥ 1.25 for DSCR loan

0.63

NOI (Annual)
$41,020
Price-to-Rent

Lower = better for investors

18.9

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$11,311/mo