
7922 Silvery Moon Ln
Ctop 80%Rancho Santa Fe, CA 92067Neighborhood: Santa Fe Valley
HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.
Pass at asking: -$11,311/mo full cashflow at 20% down, 7.43% rate.
Works at $1,077,320 (58% under asking), or at 84% down.
Rent $11,265/mo from 11 leases of 3–5 bed houses within 2 mi ($7,692–$14,619).
Beds
4
Baths
4.5
Sqft
3,881
Year Built
2016
Days on Market
53
Property Type
Single Family
HOA/mo
$400
MLS ID
NDP2608605
This property is in Rancho Santa Fe (92067). Browse neighborhood analytics →
About This Property
Set behind the private gates of Enclave in Rancho Santa Fe, an intimate community of just 13 homes, this exceptional home spans 3,881 sqft, with 4 bedrooms, 4.5 baths, highlighted by DUAL PRIMARY SUITES - one downstairs and one upstairs offering exceptional flexibility for multi-generational living, guests, or simply the luxury of choice. This 2016 Davidson-built residence delivers a rare combination of privacy, craftsmanship, and effortless luxury living showcasing high end finishes throughout and soaring ceilings at the main entry that make a striking first impression. A dedicated office provides an ideal work-from-home retreat, and guest bedrooms are all ensuite for privacy. Outside, a covered patio overlooks a lovely, low-maintenance yard complete with a built-in BBQ and a soothing water feature, perfect for entertaining or unwinding in privacy. Every detail here reflects quality construction and timeless design, creating a home that feels both elevated and effortlessly comfortable. Ideally situated adjacent to The Crosby, residents enjoy access to The Crosby’s world-class 18-hole golf club with a complete sports center including tennis, pickleball, a stunning pool, and gourmet dining options (membership required). With only 13 residences in this sought-after community, opportunities like this rarely come along. Enclave is within the desirable Solana Beach Elementary and San Dieguito High School Districts.
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Est. Monthly Payment
$17,860
Location
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Zoned Schools
Elementary
Solana Santa Fe Elementary · grades K-6 · Solana Beach Elementary
Middle
Earl Warren Middle · grades 7-8 · San Dieguito Union High
High
Torrey Pines High · grades 9-12 · San Dieguito Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$11,265
Comp Average
$12,668
7729 Calle Amanacer
5bd / 5.5ba · 4,908 sqft · Single Family
$4.00M
Est. $15,763/mo
6346 El Sicomoro
4bd / 4ba · 3,774 sqft · Single Family
$3.99M
Est. $13,735/mo
7087 Rancho Santa Fe View Court
4bd / 4ba · 4,636 sqft · Single Family
$4.00M
Est. $13,391/mo

5851 Saratoga Corte
3bd / 3.5ba · 3,220 sqft · Single Family
$3.00M
Est. $9,753/mo

16551 Zumaque
4bd / 3ba · 2,960 sqft · Single Family
$3.75M
Est. $10,700/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
11 leases of 3–5 bed houses within 2 mi · $7,692–$14,619
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$11,311/mo short at 20% down; 84% down or +$14,690/mo rent closes it.
- Break-even price
- $1,077,320
- Break-even rent
- $25,955/mo
- Cashflow at 35% down
- −$8,655/mo
- Down payment to break even
- 84%
- Rate to break even
- Not reachable
58% under asking
$14,690/mo above the estimate
$2,142,000 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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