7087 Rancho Santa Fe View Court
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7087 Rancho Santa Fe View Court

Ctop 80%

Rancho Santa Fe, CA 92067

$3,995,000
NEW — 0d

Pass at asking: -$20,372/mo full cashflow at 20% down, 7.43% rate.

Works at $1,342,455 (66% under asking), or at 94% down.

Rent $13,391/mo from 11 leases of 3–5 bed houses within 2 mi ($9,982–$16,538).

Beds

4

Baths

4

Sqft

4,636

Year Built

1989

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260026808SD

This property is in Rancho Santa Fe (92067). Browse neighborhood analytics →

About This Property

Commanding 4+ acres in Rancho Santa Fe, this privately gated European-inspired estate offers breathtaking 180-degree views of The Crosby golf course, rolling hillsides, and equestrian estates. Spanning approximately 4,636 square feet, the residence blends elegance, privacy, and versatility. Renovated in 2019, with a new roof in 2023 and fresh paint, the home features Brazilian rosewood entry doors, hand-scraped hardwood floors, marble countertops, designer lighting, and bathrooms with Italian fixtures and porcelain finishes. Designed for primarily single-level living, the main floor offers elegant living and dining rooms, a family room, each with a fireplace, a chef’s kitchen, and two en-suite bedrooms, including the primary suite with fireplace. The lower level features two private-entry quarters ideal for guests or multigenerational living. One includes a full kitchen, living area, laundry, and Murphy bed; the other offers a bedroom, sitting area, and full bath. A temperature-controlled wine cellar holds 700+ bottles. Amenities include smart-home technology, solar with Tesla Powerwall backup, a whole-home generator, 29-camera security, premium water purification, fire-resistant landscaping, and exterior fire-safety sprinklers. Resort-style grounds feature a pool, outdoor kitchen with barbecue, and entertaining spaces overlooking panoramic views. With no HOA or Mello-Roos, the property offers potential for additional accommodations, a sports court, vineyard, agriculture, or equestrian amenities, subject to approvals. Near top schools, golf clubs, riding trails and more.

Mortgage Calculator

Est. Monthly Payment

$27,354

Principal & Interest$22,194
Property Tax$3,995
Insurance$1,165
%($799,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Solana Santa Fe Elementary · grades K-6 · Solana Beach Elementary

  • High

    Torrey Pines High · grades 9-12 · San Dieguito Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

7C
Est. Monthly Rent
$13,391

11 leases of 3–5 bed houses within 2 mi · $9,982–$16,538

Monthly Cashflow

Rent − PITIA

-$13,963
Full Cashflow

Incl. vacancy, PM, maint, capex

-$20,372

What would make this work?

$20,372/mo short at 20% down; 94% down or +$26,457/mo rent closes it.

Break-even price

66% under asking

$1,342,455
Break-even rent

$26,457/mo above the estimate

$39,848/mo
Cashflow at 35% down
−$16,211/mo
Down payment to break even

$3,755,300 cash

94%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$22,194
Cap Rate
0.75%
Cash-on-Cash
-30.60%
DSCR

Need ≥ 1.25 for DSCR loan

0.49

NOI (Annual)
$29,897
Price-to-Rent

Lower = better for investors

24.9

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$20,372/mo